| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.financetrust.co.ug/ |
| Year established | 1984 |
| Head of Institution | Anne Nakawunde Mulindwa |
| Regions active | Central, Eastern, Northern, Western |
| # Branches | 30 |
| Total Portfolio (nat'l) | UGX 43,801,060,749 |
| Total Portfolio (USD) | USD 17,520,424.30 |
| Active clients with loans | 22,555 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | World Savings Bank Initiative, WWB, AMFIU, African Rural & Agricultural Credit Association |
| Funders | Investisseur et Partnaire el la Developpment, Oikocredit, Uganda Womens Trust, Founder Members |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan - Group | UGX 100,000 - 4,000,000 | 3 - 24 | 60% - 80% | 20% - 40% | Business | Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Business Loan - Individual | UGX 500,000 - 70,000,000 | 3 - 24 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group, Age 18 and above,, Must have a savings account at Finance Trust | Credit Educ, Credit Ins | |||||||
| Personal Development Loan | UGX 500,000 - 70,000,000 | 3 - 24 | 60% - 80% | 20% - 40% | Any Purpose | Women, Men, Specific age group, Age 18 and above. Regular source of income,, Collateral must be titled land / comprehensively insured motor vehicle | Credit Educ, Credit Ins | |||||||
| Salary Loan | UGX 100,000 - 10,000,000 | 3 - 24 | 60% - 80% | 20% - 40% | Any Purpose | Women, Men, Salaried worker, Specific age group, Age 18 and above, Must open a savings salary account at Finance Trust | Credit Educ, Credit Ins | |||||||
| School Fees Loan | UGX 100,000 - 70,000,000 | 3 - 6 | 60% - 80% | 20% - 40% | Education | Women, Men, Have business, Salaried worker, Must have a clear identifiable & regular source of income | Credit Educ, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan - Group | 30.00% annual, Flat | 3 Fees | 1 Ins | None | 10.00% upfront | 64.7% - 84.9% | 81.8% - 128.1% | 29 | ||||||||
| Business Loan - Individual | 25.00%-30.00% annual, Flat | 3 Fees | 1 Ins | None | 10.00% upfront | 56.3% - 65.9% | 68.6% - 81.8% | 33 | ||||||||
| Personal Development Loan | 25.00%-30.00% annual, Flat | 3 Fees | 1 Ins | None | N/A | 51.8% - 61.4% | 53.9% - 63.6% | 41 | ||||||||
| Salary Loan | 27.00% annual, Flat | 3 Fees | 1 Ins | None | N/A | 50.8% - 73.6% | 52.5% - 77.4% | 45 | ||||||||
| School Fees Loan | 36.00% annual, Flat | 3 Fees | 1 Ins | None | 10.00% upfront | 67% - 87.6% | 82.6% - 109.3% | 38 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 154 |
| ANED | 5,400 | 6,579,000 | 3 | 112 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 112 |
| BancoSol | 215,300 | 861,418,000 | 30 | 112 |
| CIDRE | 8,500 | 126,578,000 | 8 | 112 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 154 |
| CRECER | 166,900 | 134,626,000 | 13 | 112 |
| Diaconia | 67,000 | 85,734,000 | 2 | 112 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 112 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 154 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 112 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 112 |
| FONDECO | 14,200 | 24,274,000 | 3 | 112 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 112 |
| FUBODE | 29,400 | 24,444,000 | 7 | 112 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 112 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 112 |
| IMPRO | 2,400 | 2,885,000 | 4 | 112 |
| ProCredit | 84,300 | 257,487,000 | 8 | 154 |
| PRODEM | 44,900 | 62,529,000 | 4 | 112 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 112 |
| Sartawi | 14,600 | 26,842,000 | 8 | 112 |
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