| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| APAS | 320 | 128,000 | 2 | 156 |
| BRAC-UGA | 139,200 | 28,254,000 | 3 | 113 |
| Centenary Bank | 133,802 | 221,144,231 | 4 | 137 |
| EBO SACCO | 1,500 | 1,240,382 | 2 | 137 |
| Equity Bank | 13,069 | 57,252,004 | 0 | 137 |
| Finance Trust | 22,555 | 17,520,424 | 5 | 137 |
| FINCA-UGA | 56,300 | 27,402,000 | 4 | 111 |
| Five Talents | 5,365 | 368,057 | 2 | 137 |
| Gatsby | 1,346 | 2,440,236 | 2 | 137 |
| Habitat Uganda | 858 | 265,508 | 1 | 137 |
| Hofokam | 20,908 | 4,793,200 | 6 | 137 |
| KACITA | 156 | 60,318 | 1 | 137 |
| Madfa SACCO | 4,832 | 288,674 | 5 | 137 |
| Opportunity | 23,734 | 13,560,846 | 13 | 137 |
| RUCREF | 5,557 | 898,380 | 4 | 156 |
| Rushere SACCO | 983 | 574,549 | 2 | 137 |
| SAO | 204 | 62,768 | 1 | 137 |
| Silver Upholders | 2,111 | 189,189 | 4 | 137 |
| THPU | 6,528 | 676,391 | 1 | 137 |
| UGAFODE | 8,197 | 4,720,446 | 9 | 137 |
| VF Uganda | 13,072 | 3,221,675 | 5 | 137 |
| Wakiso | 513 | 276,000 | 1 | 137 |
| Y-SAVE | 208 | 1,686,485 | 1 | 137 |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.myinnovativefinance.com/ |
| Year established | 1999 |
| Head of Institution | Sheila Azuntaba |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 576,895 |
| Total Portfolio (USD) | USD 384,596.67 |
| Active clients with loans | 356 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | GHANA COOPERATIVE OF SUSU COLLECTORS ASSOCIATION, GHANA MICROFINANCE NETWORK |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Innovative Auto Loan | 0 | 0 | 0% - 20% | 80% - 100% | ||||||||||
| Innovative Micro-Leasing | 0 | 0 | 60% - 80% | 60% - 80% | ||||||||||
| Susu Loan | GHS 200 - 1,500 | 3 - 8 | 60% - 80% | 60% - 80% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Innovative Auto Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 119.5% - 143.2% | 205.7% - 261% | |||||||||||
| Innovative Micro-Leasing | 0.00% annual, 0 | 0 Fees | 0 Ins | 109.1% - 145.4% | 202% - 264.9% | |||||||||||
| Susu Loan | 60.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 138.9% - 157.7% | 256.4% - 287.6% | 21 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
