Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2011 |
Head of Institution | Michael Barleon |
Regions active | |
# Branches | 1 |
Total Portfolio (nat'l) | ZMK 4,225,572,000 |
Total Portfolio (USD) | USD 816,535.65 |
Active clients with loans | 738 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Bankers Association of Zambia |
Funders | International Finance Corporation (IFC), European Investment Bank (EIB), Incofin, KfW |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.fincaazerbaijan.com/ |
Year established | 1998 |
Head of Institution | Makhmud Saidakhmatov |
Regions active | 0 |
# Branches | 24 |
Total Portfolio (nat'l) | AZN 53,985,767.28 |
Total Portfolio (USD) | USD 67,482,209.10 |
Active clients with loans | 90,145 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AB Business Flexi | ZMK 1,000,000 - 5,000,000 | 3 - 20 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Zambian Resident, At least 21 years | Credit Educ, Business Training | |||||||
AB Business Plus | ZMK 5,000,001 - 15,000,000 | 3 - 20 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | USD 50 - 2,500 | 4 - 12 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
Rural loan Product (USD) | USD 50 - 2,500 | 6 - 18 | 20% - 40% | 0% - 20% | Business, Housing | Women, Men, Have business, Have home or land, Must have two active cash streams | ||||||||
Express Loan (USD) | USD 100 - 5,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
SME Loan (USD) | USD 5,000 - 50,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
Agriculture Loan (USD) | USD 2,001 - 30,000 | 3 - 24 | 20% - 40% | 0% - 20% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
Individual Rural Loan (USD) | USD 100 - 2,500 | 2 - 12 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Solidarity Credit Group (AZN) | AZN 50 - 2,000 | 4 - 12 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
Rural Loan Product (AZN) | AZN 50 - 2,000 | 6 - 18 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AB Business Flexi | 72.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 79.3% - 81.7% | 79.3% - 81.7% | 89 | ||||||||
AB Business Plus | 69.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 74.5% - 78.8% | 74.5% - 78.8% | 91 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 43.4% - 0% | 43.4% - 44.9% | 81 | ||||||||
Rural loan Product (USD) | 36.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 43.7% - 0% | 43.7% - 47.1% | 78 | ||||||||
Express Loan (USD) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 44.8% - 0% | 44.8% - 44.9% | 80 | ||||||||
SME Loan (USD) | 0.0% annual, 0 | 1 Fee | 0 Ins | None | N/A | 29.5% - 0% | 29.5% - 40.9% | 0 | ||||||||
Agriculture Loan (USD) | 40.8% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 44.3% - 0% | 44.3% - 46.5% | 90 | ||||||||
Individual Rural Loan (USD) | 45.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 51.4% - 0% | 51.4% - 51.6% | 88 | ||||||||
Solidarity Credit Group (AZN) | 39.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 47.9% - 0% | 47.9% - 51.4% | 79 | ||||||||
Rural Loan Product (AZN) | 36.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 51% - 0% | 51% | 71 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AB Business Flexi | 72.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 79.3% - 81.7% | 79.3% - 81.7% | 89 | ||||||||
AB Business Plus | 69.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 74.5% - 78.8% | 74.5% - 78.8% | 91 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 43.4% - 0% | 43.4% - 44.9% | 81 | ||||||||
Rural loan Product (USD) | 36.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 43.7% - 0% | 43.7% - 47.1% | 78 | ||||||||
Express Loan (USD) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 44.8% - 0% | 44.8% - 44.9% | 80 | ||||||||
SME Loan (USD) | 0.0% annual, 0 | 1 Fee | 0 Ins Ins | None | N/A | 29.5% - 0% | 29.5% - 40.9% | 0 | ||||||||
Agriculture Loan (USD) | 40.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 44.3% - 0% | 44.3% - 46.5% | 90 | ||||||||
Individual Rural Loan (USD) | 45.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 51.4% - 0% | 51.4% - 51.6% | 88 | ||||||||
Solidarity Credit Group (AZN) | 39.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 47.9% - 0% | 47.9% - 51.4% | 79 | ||||||||
Rural Loan Product (AZN) | 36.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 51% - 0% | 51% | 71 |
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