| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2011 |
| Head of Institution | Michael Barleon |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | ZMK 4,225,572,000 |
| Total Portfolio (USD) | USD 816,535.65 |
| Active clients with loans | 738 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Bankers Association of Zambia |
| Funders | International Finance Corporation (IFC), European Investment Bank (EIB), Incofin, KfW |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.seilanithih.com.kh/ |
| Year established | 1996 |
| Head of Institution | Mr. Kuch Setha |
| Regions active | 0 |
| # Branches | 23 |
| Total Portfolio (nat'l) | KHR 30,034,211,431 |
| Total Portfolio (USD) | USD 7,675,494.87 |
| Active clients with loans | 14,653 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AB Business Flexi | ZMK 1,000,000 - 5,000,000 | 3 - 20 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Zambian Resident, At least 21 years | Credit Educ, Business Training | |||||||
| AB Business Plus | ZMK 5,000,001 - 15,000,000 | 3 - 20 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan (KHR) | KHR 100,000 - 2,400,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Ins | |||||||
| Group Loan (THB) | THB 1,000 - 24,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
| Individual Loan (THB) | THB 1,000 - 120,000 | 1 - 12 | 0% | 0% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
| Individual Loan (KHR) | KHR 100,000 - 12,000,000 | 1 - 12 | 0% | 0% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
| Individual Loan (USD) | USD 100 - 5,000 | 1 - 24 | 0% | 0% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AB Business Flexi | 72.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 79.3% - 81.7% | 79.3% - 81.7% | 89 | ||||||||
| AB Business Plus | 69.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 74.5% - 78.8% | 74.5% - 78.8% | 91 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Individual Loan (THB) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Individual Loan (USD) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AB Business Flexi | 72.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 79.3% - 81.7% | 79.3% - 81.7% | 89 | ||||||||
| AB Business Plus | 69.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 74.5% - 78.8% | 74.5% - 78.8% | 91 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Individual Loan (THB) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Individual Loan (USD) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 3.0% upfront | #N/A | #N/A | N/A |
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| % Products with compulsory deposits |
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