| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2011 |
| Head of Institution | Michael Barleon |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | ZMK 4,225,572,000 |
| Total Portfolio (USD) | USD 816,535.65 |
| Active clients with loans | 738 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Bankers Association of Zambia |
| Funders | International Finance Corporation (IFC), European Investment Bank (EIB), Incofin, KfW |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AB Business Flexi | ZMK 1,000,000 - 5,000,000 | 3 - 20 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Zambian Resident, At least 21 years | Credit Educ, Business Training | |||||||
| AB Business Plus | ZMK 5,000,001 - 15,000,000 | 3 - 20 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AB Business Flexi | 72.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 79.3% - 81.7% | 79.3% - 81.7% | 89 | ||||||||
| AB Business Plus | 69.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 74.5% - 78.8% | 74.5% - 78.8% | 91 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| APAS | 320 | 128,000 | 2 | 143 |
| BRAC-UGA | 139,200 | 28,254,000 | 3 | 100 |
| Centenary Bank | 133,802 | 221,144,231 | 4 | 124 |
| EBO SACCO | 1,500 | 1,240,382 | 2 | 124 |
| Equity Bank | 13,069 | 57,252,004 | 0 | 124 |
| Finance Trust | 22,555 | 17,520,424 | 5 | 124 |
| FINCA-UGA | 56,300 | 27,402,000 | 4 | 98 |
| Five Talents | 5,365 | 368,057 | 2 | 124 |
| Gatsby | 1,346 | 2,440,236 | 2 | 124 |
| Habitat Uganda | 858 | 265,508 | 1 | 124 |
| Hofokam | 20,908 | 4,793,200 | 6 | 124 |
| KACITA | 156 | 60,318 | 1 | 124 |
| Madfa SACCO | 4,832 | 288,674 | 5 | 124 |
| Opportunity | 23,734 | 13,560,846 | 13 | 124 |
| RUCREF | 5,557 | 898,380 | 4 | 143 |
| Rushere SACCO | 983 | 574,549 | 2 | 124 |
| SAO | 204 | 62,768 | 1 | 124 |
| Silver Upholders | 2,111 | 189,189 | 4 | 124 |
| THPU | 6,528 | 676,391 | 1 | 124 |
| UGAFODE | 8,197 | 4,720,446 | 9 | 124 |
| VF Uganda | 13,072 | 3,221,675 | 5 | 124 |
| Wakiso | 513 | 276,000 | 1 | 124 |
| Y-SAVE | 208 | 1,686,485 | 1 | 124 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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