Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Y-Save Cooperative Savings and Credit Society Ltd. Block 661 Flat E Buganda Road FlatsP.O Box 37191Kampala, Central256
Data approved: 2011-06-29
Data version: 1
Age of data: -   months 

Institution

Gatsby Microfinance Ltd POBox 8752 KampalaKampala, Central Region256
Data approved: 2011-06-29
Data version: 1
Age of data: -   months 

Product

Developmental Loan Product 1 of 1 « Prev | Next »

Product

Gatsby Microfinance General Loan Product 1 of 2 « Prev | Next »

Product Summary

Number borrowers159
Loan Amount (range)UGX 200,000 - 30,000,000
Loan Term (range)1 - 60
Other Services (text summary)
Annual Interest & Method18.00%-0.00% annual, Decl Bal
Fees
Insurance
Tax
Comp DepN/A
Range of pricing 
Interest Price ComponentN/A
Fee Component0 - 147.1% (Int+Fee)
Insurance Component0.7% - 21.7%
Tax Component Range-21.7% - 0
Full APR (int fee ins tax dep)19.1% - 161.0%
Transparency Index (min/max)11 - 94
Transparency Index (average)26

Product Summary

113
UGX 1,000,000 - 30,000,000
6 - 24
30.00%-0.00% annual, Flat
 
N/A
0 - 60.3% (Int+Fee)
2.1% - 60.1%
-60.1% - 0
69.6% - 74.6%
40 - 55
41

Product Details

Key Statistics
Outstanding portfolio (UGX)UGX 3,200,000,000
Portfolio (USD)USD 1,454,545
Active Clients with Loans159
Approximate % Female Clients40% - 60%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
These loans are given to members who want to develop themselves in the area of enhancing educational level, acquiring assets and improving existing businesses\r
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loan
Agriculture
Educationx
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurance
Workplace visitsx
Business trainingx
Other trainingx
OtherFinancial management training
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Product Details

Key Statistics
Outstanding portfolio (UGX)UGX 341,931,495
Portfolio (USD)USD 155,423
Active Clients with Loans113
Approximate % Female Clients20% - 40%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
This is a general loan product where GATSBY offers loans within a short processing time and at a relatively high interest rate compared to Myc4 loan product.\r
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherThe type of business must be in line with the company mission
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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