2. FINCA
Please note that the information you are viewing is 115 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FINCA AZE J. Jabbarli str. 44Baku, AzerbaijanAZ 1065
Data approved: 2010-05-24
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.fincaazerbaijan.com/
Year established1998
Head of InstitutionMakhmud Saidakhmatov
Regions active0
# Branches24

Total Portfolio (nat'l)AZN 53,985,767.28
Total Portfolio (USD)USD 67,482,209.10
Active clients with loans90,145
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

Sol USD
19,673 Borrowers
USD 10,655,076 Portfolio
Active Product
Rural USD
30,278 Borrowers
USD 15,119,872.31 Portfolio
Active Product
Express
16,837 Borrowers
USD 19,911,548 Portfolio
Active Product
SME
813 Borrowers
USD 4,049,392.69 Portfolio
Active Product
Commercial
205 Borrowers
USD 498,530.23 Portfolio
Active Product
Individual
4,096 Borrowers
USD 3,217,489 Portfolio
Active Product
Sol AZN
2,926 Borrowers
USD 2,160,601.25 Portfolio
Active Product
Rural AZN
15,471 Borrowers
USD 11,583,892.50 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Solidarity Credit Group (USD) USD 50 - 2,500 4 - 12 20% - 40% 80% - 100% Business, Housing Women, Men, Have business, Have home or land
Rural loan Product (USD) USD 50 - 2,500 6 - 18 20% - 40% 0% - 20% Business, Housing Women, Men, Have business, Have home or land, Must have two active cash streams
Express Loan (USD) USD 100 - 5,000 3 - 24 20% - 40% 80% - 100% Business, Housing Women, Men, Have business, Have home or land
SME Loan (USD) USD 5,000 - 50,000 3 - 24 20% - 40% 80% - 100% Business, Housing Women, Men, Have business, Have home or land
Agriculture Loan (USD) USD 2,001 - 30,000 3 - 24 20% - 40% 0% - 20% Business, Housing Women, Men, Have business, Have home or land
Individual Rural Loan (USD) USD 100 - 2,500 2 - 12 20% - 40% 0% - 20% Any Purpose Women, Men, Have business, Have home or land
Solidarity Credit Group (AZN) AZN 50 - 2,000 4 - 12 20% - 40% 80% - 100% Business, Housing Women, Men, Have business, Have home or land
Rural Loan Product (AZN) AZN 50 - 2,000 6 - 18 20% - 40% 80% - 100% Business, Housing Women, Men, Have business, Have home or land

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Solidarity Credit Group (USD) 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 43.4% - 0% 43.4% - 44.9% 81
Rural loan Product (USD) 36.0%-42.0% annual, Decl Bal 1 Fee 0 Ins None N/A 43.7% - 0% 43.7% - 47.1% 78
Express Loan (USD) 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 44.8% - 0% 44.8% - 44.9% 80
SME Loan (USD) 0.0% annual, 0 1 Fee 0 Ins None N/A 29.5% - 0% 29.5% - 40.9% 0
Agriculture Loan (USD) 40.8% annual, Decl Bal 1 Fee 0 Ins None N/A 44.3% - 0% 44.3% - 46.5% 90
Individual Rural Loan (USD) 45.6% annual, Decl Bal 1 Fee 0 Ins None N/A 51.4% - 0% 51.4% - 51.6% 88
Solidarity Credit Group (AZN) 39.0% annual, Decl Bal 1 Fee 0 Ins None N/A 47.9% - 0% 47.9% - 51.4% 79
Rural Loan Product (AZN) 36.0%-42.0% annual, Decl Bal 1 Fee 0 Ins None N/A 51% - 0% 51% 71
Institution Price Graph
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  2. Fundacion Alternativa
Please note that the information you are viewing is 164 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FUNDACION ALTERNATIVAS PARA EL DESARROLLO PABLO CLAUDEL N41-61 E ISLA PINZONQuito, Pichincha
Data approved: 2010-11-23
Data version: 1
Age of data: 164 months

Product

GRUPO SOLIDARIO Product 2 of 2 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 1,545,858
Portfolio (USD)USD 1,545,858
Active Clients with Loans1,610
Approximate % Female Clients60% - 80%
Approximate % Urban Clients20% - 40%
Methodology
Individual
Solidarity groupx
Village bankingx
Self help group
Other
Description
Créditos destinados a microempresarios con edades comprendidas entre 18 y 69 años de edad, incluyen emprendimientos
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loanx
Agriculture
Educationx
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 100
Maximum loan size2,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term15.0 months
Approx average10.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest26.92%
Highest quoted nominal interest26.92%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?Yes
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1Fee 2
DescriptionSeguro de VidaSeguro de Desgravamen
% of loan amount - min1.50%0.10%
% of loan amount - max1.50%0.70%
OR, Fixed amount - min00
Fixed amount - max00
Reason for variationN/AN/A
Appears on Repayment Sched?NoNo
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
DENTRO DE ESTE GRUPO DE OPERACIONES EL MONTO MINIMO OTORGADO POR CLIENTE PUEDE SER DE usd 1 Y EL MAXIMO DE usd 2

Full Pricing Data

GRUPO SOLIDARIO samples
Sample 1Sample 2
Loan AmountUSD 400USD 1,100
Loan Cycle (1, 2, 3, etc)Not KnownNot Known
Disbursement Date2010-09-282010-09-28
Loan Term (Months)12.0 months5.0 months
Grace Period (Months)0.0 months0.0 months
Total Cost of CreditNot KnownNot Known
True Price by Comp   
Interest and Fee Component27.0%27.4%
Insurance Component7.9%0.0%
Tax Component0.0%0.0%
Deposit Component0.0%0.0%
Full APR (int fee ins tax dep)35.0%27.4%
Transparency Index7798
    
Original Repayment SchedulePDFPDF
MFT Pricing CalculationPDFPDF
GRUPO SOLIDARIO Price Graphs


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Key Statistics
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# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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