2. AMRET
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Microfinance Institution "Amret" # 35BA, St.169, Sangkat Veal VongKhan 7 MakaraPhnom Penh, Cambodia855
Data approved: 2011-02-21
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1991
Head of InstitutionChea Phalarin
Regions active0
# Branches48

Total Portfolio (nat'l)0
Total Portfolio (USD)0
Active clients with loans226,434
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Loan Products » Summary

Bio-Dgst($)
602 Borrowers
USD 335,258 Portfolio
Active Product
Bus Ln (KHR)
16,830 Borrowers
USD 6,175,157.47 Portfolio
Active Product
Bus Ln (USD)
11,601 Borrowers
USD 8,750,271 Portfolio
Active Product
Consum (KHR)
715 Borrowers
USD 257,254.23 Portfolio
Active Product
Consum (USD)
2,774 Borrowers
USD 2,109,772 Portfolio
Active Product
HomeImp(KHR)
1,142 Borrowers
USD 363,827.14 Portfolio
Active Product
HomeImp(USD)
2,053 Borrowers
USD 2,216,120 Portfolio
Active Product
SolCred(KHR)
196,385 Borrowers
USD 38,898,987.34 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biodigester Loan (USD) USD 150 - 1,000 3 - 24 20% - 40% 20% - 40% Any Purpose Women, Men, Have business, Have home or land, Salaried worker
Business Loan (KHR) KHR 1,000,000 - 40,000,000 3 - 24 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land
Business Loan (USD) USD 100 - 10,000 0 60% - 80% 20% - 40% Business Women, Men
Consumption Loan (KHR) KHR 1,000,000 - 20,000,000 3 - 24 60% - 80% 20% - 40% Consumer, Education Women, Men, Have business, Have home or land, Salaried worker
Consumption Loan (USD) USD 100 - 5,000 3 - 24 60% - 80% 20% - 40% Consumer, Education Women, Men, Have business, Have home or land, Salaried worker
Home Improvement Loan (KHR) KHR 1,000,000 - 40,000,000 3 - 36 60% - 80% 20% - 40% Housing Women, Men, Have business, Have home or land, Salaried worker
Home Improvement Loan (USD) USD 100 - 10,000 3 - 36 60% - 80% 20% - 40% Housing Women, Men, Have business, Have home or land, Salaried worker
Solidarity Credit Loan (KHR) KHR 5,000 - 1,000,000 6 - 12 80% - 100% 0% - 20% Any Purpose Women, Men

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biodigester Loan (USD) 14.4% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Business Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Business Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Consumption Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Consumption Loan (USD) 22.8%-37.2% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Home Improvement Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Home Improvement Loan (USD) 21.6%-37.2% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Solidarity Credit Loan (KHR) 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Institution Price Graph
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  2. Confiar
Please note that the information you are viewing is 161 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CONFIAR Cooperativa Financiera Calle 52 N° 49-40Medellin, Antioquia
Data approved: 2011-03-15
Data version: 1
Age of data: 161 months

Product

Vivienda de Interés Social VIS Product 6 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (COP)COP 46,628,445,988
Portfolio (USD)USD 25,620,025.27
Active Clients with Loans3,031
Approximate % Female Clients40% - 60%
Approximate % Urban Clients40% - 60%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Crédito para adquisición de vivienda nueva o usada, cuyo valor comercial no exceda $69,525,000\r
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherPara compra o construcción de Vivienda
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 7,000,000
Maximum loan size57,845,000
Loan Term and Grace Period
Shortest loan term60.0 months
Longest loan term144.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest12.37%
Highest quoted nominal interest12.37%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionFondo de Desarrollo Institucional
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
Ins 1
DescriptionSeguro contra incendio y terremoto
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min350
Fixed amount - max19,467
Reason for variationN/A
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount depositedCOP 258,000
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositWhen Leaving
Interest Paid on Deposit
Minimum interest rate paid1.00%
Maximum interest rate paid1.00%
Interest payment frequencyMonthly
Taxes
Are taxes charged on this product?No

Full Pricing Data

Vivienda de Interés Social VIS samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountCOP 6,840,706COP 15,574,200COP 26,946,800COP 44,737,950
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2011-02-012011-02-162011-05-192011-05-26
Loan Term (Months)144.0 months144.0 months144.0 months144.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component12.2%12.2%12.2%12.2%
Insurance Component0.6%0.6%0.6%0.4%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.7%0.3%0.2%0.1%
Full APR (int fee ins tax dep)13.5%13.1%12.9%12.7%
Transparency Index92959698
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Vivienda de Interés Social VIS Price Graphs


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