2. VF Cambodia
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

VisionFund Cambodia #20, Street 71, Sangkat Tonle Basac,Chamkar Morn DistrictPhnom PenhPO Box 479
Data approved: 2013-04-04
Data version: 3
Age of data: 132 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://visionfund.com.kh/
Year established2003
Head of InstitutionChee Chin Hoe
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh KongKratié, Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey VengSiem Reap, Svay Rieng, Takéo
# Branches75

Total Portfolio (nat'l)KHR 194,987,000,000
Total Portfolio (USD)USD 49,363,797.47
Active clients with loans148,843
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsVisionFund International, Banking With the Poor Network, Cambodia Microfinance Association
FundersWorldVision International, VisionFund International

Loan Products » Summary

AL-CB-KHR
85,285 Borrowers
USD 14,532,613.59 Portfolio
Active Product
AL-IL-USD
7,406 Borrowers
USD 11,468,110.51 Portfolio
Active Product
AL-SG-USD
2,281 Borrowers
USD 1,056,667.48 Portfolio
Active Product
AL-SG-KHR
6,899 Borrowers
USD 2,962,777.61 Portfolio
Active Product
NBL-CB-KHR
15,241 Borrowers
USD 1,371,509.06 Portfolio
Active Product
NBL-IL-USD
2,967 Borrowers
USD 4,352,304.56 Portfolio
Active Product
NBL-SG-KHR
1,063 Borrowers
USD 482,406.89 Portfolio
Active Product
NBL-SG-USD
1,226 Borrowers
USD 603,741.73 Portfolio
Active Product
SBL-CB-KHR
13,807 Borrowers
USD 1,835,169.17 Portfolio
Active Product
SBL-IL-USD
4,288 Borrowers
USD 7,384,240.16 Portfolio
Active Product
SBL-SG-USD
915 Borrowers
USD 417,233.71 Portfolio
Active Product
SBL-SG-KHR
768 Borrowers
USD 318,379.80 Portfolio
Active Product
AL-CB-THB
5,003 Borrowers
USD 1,518,887.53 Portfolio
Active Product
AL-SG-THB
450 Borrowers
USD 386,663.93 Portfolio
Active Product
SBL-CB-THB
1,042 Borrowers
USD 261,302.81 Portfolio
Active Product
EXL-CB-KHR
0 Borrowers
Portfolio
Low Volume Product
EDL-IL-USD
10 Borrowers
USD 4,174.08 Portfolio
Low Volume Product
SBL-SG-THB
47 Borrowers
USD 28,507.12 Portfolio
Low Volume Product
Agricultural Loan - Community Bank - USD
Retired Product
Small Business Loan - Community Bank - USD
Retired Product
Asset CB USD
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Individual - USD USD 1,001 - 10,000 3 - 30 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - USD USD 151 - 1,000 3 - 24 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - KHR KHR 600,100 - 4,000,000 3 - 24 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Individual - USD USD 1,001 - 10,000 3 - 30 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - KHR KHR 600,100 - 4,000,000 3 - 24 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - USD USD 151 - 1,000 3 - 24 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Individual - USD USD 1,001 - 10,000 3 - 30 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - USD USD 151 - 1,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - KHR KHR 600,100 - 4,000,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Community Bank - THB THB 800 - 14,000 3 - 12 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan- Solidarity Group - THB THB 6,001 - 40,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - THB THB 800 - 14,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.5% - 35.9% 35.5% - 35.9% 99
Agricultural Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.5% - 26.3% 22.5% - 26.3% 89
Agricultural Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 32.3% - 33.4% 32.3% - 33.4% 98
Agricultural Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.1% - 35.1% 34.1% - 35.1% 98
Non-Business Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.3% - 35.9% 35.3% - 35.9% 99
Non-Business Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22% - 26.3% 22% - 26.3% 91
Non-Business Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.4% - 35.5% 34.4% - 35.5% 98
Non-Business Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.3% - 33.5% 33.3% - 33.5% 97
Small Business Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.3% - 35.9% 35.3% - 35.9% 99
Small Business Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 21.5% - 30.8% 21.5% - 30.8% 88
Small Business Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.1% - 33.4% 33.1% - 33.4% 97
Small Business Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.1% - 34.7% 34.1% - 34.7% 99
Agricultural Loan - Community Bank - THB 33.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.7% - 35% 34.7% - 35% 96
Agricultural Loan- Solidarity Group - THB 33.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.8% - 34.7% 33.8% - 34.7% 97
Small Business Loan - Community Bank - THB 33.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.6% - 35.2% 33.6% - 35.2% 98
Institution Price Graph
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  2. PRASAC
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

PRASAC Building 212, Street 271, Sangkat Tuol Tumpoung IIKhan ChamkarmornPhnom Penh
Data approved: 2013-03-25
Data version: 3
Age of data: 132 months
Choose version

Product

Biodigester Loan (USD) Product 3 of 9 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 404,112
Portfolio (USD)USD 404,112
Active Clients with Loans1,082
Approximate % Female Clients60% - 80%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Clients can request biodigester loan from PRASAC with amount of 1,000 USD, Loan term 12 months and interest rate 1.2% per month.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a business
Must own a home or landx
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution24
# Regions for this product15
Regions ActiveBattambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Kep, Pailin, Phnom Penh, Pursat, Prey VengSiem Reap, Svay Rieng, Takéo

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 150
Maximum loan size1,000
Distribution at Disbursement (Est.)
Loans less than USD 250100%
USD 250-1,0000
USD 1,000-1,5000
USD 1,500-2,0000
USD 2,000-2,5000
Greater than USD 2,5000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term24.0 months
Approx average21.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months20%
Between 13 and 18 months0
Longer than 18 months80%
Grace Period
Grace period usage10%
Average grace period2.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 monthsx
Quarterlyx
Every 6 monthsx
Every 12 months
Single end payment
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest1.20%
Highest quoted nominal interest1.20%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Biodigester Loan (USD) samples
Sample 1Sample 2Sample 3
Loan AmountUSD 250USD 500USD 650
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2013-03-062013-02-282012-10-24
Loan Term (Months)20.0 months24.0 months12.0 months
Grace Period (Months)0.1 months2.6 months4.6 months
Total Cost of CreditUSD 30.90USD 82.02USD 67.21
True Price by Comp     
Interest price component14.5%14.5%14.5%
Fee Component0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)14.5%14.5%14.5%
Transparency Index999999
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Biodigester Loan (USD) Price Graphs


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Key Statistics
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# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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