2. ProCredit CO
Please note that the information you are viewing is 161 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FUBODE
Please note that the information you are viewing is 124 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco ProCredit Colombia S.A. Av Calle 39 No 13 A 16Bogotá, Cundinamarca
Data approved: 2011-08-01
Data version: 1
Age of data: 161 months

Institution

Fundación Boliviana Para el Desarrollo Calle Antezana No 216 entre Colombia, CercadoCochabamba, Bolivia
Data approved: 2013-08-20
Data version: 2
Age of data: 124 months
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Product

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Product Summary

Number borrowers5,657
Loan Amount (range)COP 5,000,000 - 61,800,000
Loan Term (range)1 - 36
Other Services (text summary)Credit Ins
Annual Interest & Method29.5% annual, Decl Bal
Fees5.22%-8.75% ongoing
Insuranceongoing Y
TaxNone
Comp DepN/A
Range of pricing 
Interest Price ComponentN/A
Fee Component24.5% - 40.3% (Int+Fee)
Insurance Component0 - 0.5%
Tax Component Range0
Full APR (int fee ins tax dep)24.5% - 40.7%
Transparency Index (min/max)0 - N/A
Transparency Index (average)92

Product Summary

218
BOB 1,500 - 8,000
6 - 24
Credit Ins
30.0%-32.0% annual, Decl Bal
None
0.24%-0.96% ongoing
None
N/A
 
19.8% - 36.7%
0 - 1.5%
0 - 0.5%
0
32.0% - 33.7%
52 - 94
91

Product Details

Key Statistics
Outstanding portfolio (COP)COP 33,528,903,983
Portfolio (USD)USD 18,422,474.72
Active Clients with Loans5,657
Approximate % Female Clients40% - 60%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
OtherTambién se otorgan prestamos a personas jurídicas, donde generalmente firman como garantía personal el representante legal y los socios
Description
Crèdito dirigido a aquellos clientes que son propietarios de una unidad de negocio o una empresa con mà¬nimo 1 año de antigàŒedad. El destino del crèdito es la financiacià²n de capital de trabajo o compra de activo fijo.
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loan
Agriculture
Educationx
Other household financex
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age groupx
OtherPersona Jurídica
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 823,843
Portfolio (USD)USD 122,050.81
Active Clients with Loans218
Approximate % Female Clients40% - 60%
Approximate % Urban Clients40% - 60%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Modalidad de crédito direccionada a la provision de financiamiento de libre disponibilidad para microempresarios y asalariados
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution6
# Regions for this product6
Regions ActiveChuquisaca , Cochabamba , Oruro , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 5,000,000
Maximum loan size61,800,000
Loan Term and Grace Period
Shortest loan term1.0 month
Longest loan term36.0 months
Approx average24.0 months
Grace Period
Grace period usage10%
Average grace period3.0 months
Repayment Frequency
Dailyx
Weeklyx
Every 2 weeksx
Every 4 weeksx
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end paymentx
Irregular paymentsx

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 1,500
Maximum loan size8,000
Distribution at Disbursement (Est.)
Loans less than BOB 10,000100%
BOB 10,000-40,0000
BOB 40,000-70,0000
BOB 70,000-100,0000
BOB 100,000-125,0000
Greater than BOB 125,0000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term24.0 months
Approx average15.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months5%
Between 7 and 9 months5%
Between 10 and 12 months30%
Between 13 and 18 months60%
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 monthsx
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.46%
Highest quoted nominal interest2.46%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1
DescriptionComisio Ley Mipyme
% of loan amount - min5.22%
% of loan amount - max8.75%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1Ins 2
DescriptionSeguro DañosSeguro de Deudor - % sobre saldo.
% of loan amount - min04.00%
% of loan amount - max0.46%4.00%
OR, Fixed amount - min00
Fixed amount - max00
Reason for variationN/AN/A
Appears on Repayment Sched?YesYes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
FNG - Fondo Nacional de Garantías. Solamente para algunos préstamos de este producto. Esta comisión se cobra sobre el saldo a capital del crédito al cierre de cada mes.

Pricing Information

Interest
Lowest quoted nominal interest30.00%
Highest quoted nominal interest32.00%
Reason(s) why interest rate variesLoan Size, Collateral, Loan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionEl Cliente Seguro de Vida
% of loan amount - min0.24%
% of loan amount - max0.96%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationLa comisión es 0.04% mensual cargado sólo al saldo del préstamo pendiente.
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Crédito para muy pequeña Empresa samples
Sample 1Sample 2Sample 3
Loan AmountCOP 10,500,000COP 60,000,000COP 60,000,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-03-112011-04-072011-04-28
Loan Term (Months)36.0 months24.0 months60.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component40.3%34.0%24.5%
Insurance Component0.4%0.4%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)40.7%34.4%24.5%
Transparency Index7286100
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF

Full Pricing Data

Consumo samples
Sample 1Sample 2Sample 3
Loan AmountBOB 4,000BOB 5,000BOB 8,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2013-11-162013-11-102013-12-09
Loan Term (Months)8.0 months12.0 months15.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditBOB 497.29BOB 953.53BOB 1,944.41
True Price by Comp     
Interest price component31.5%32.7%33.3%
Fee Component0.0%0.0%0.0%
Insurance Component0.5%0.4%0.4%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)32.0%33.1%33.7%
Transparency Index949189
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Crédito para muy pequeña Empresa Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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