Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.acsi-ethiopia.org/ |
Year established | 1995 |
Head of Institution | Mr Mekonen Yelewemwessen |
Regions active | |
# Branches | 229 |
Total Portfolio (nat'l) | ETB 1,940,827,401 |
Total Portfolio (USD) | USD 105,479,750.10 |
Active clients with loans | 694,993 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI |
Funders | ORDA Organisation for Rehabilitation and Development in Amhara, Regional Government, Endeaveour, ADA Amhara Development Association |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.svcl.in/ |
Year established | 2010 |
Head of Institution | Neeraj Sehgal |
Regions active | 0 |
# Branches | 50 |
Total Portfolio (nat'l) | INR 233,766,312 |
Total Portfolio (USD) | USD 5,194,806.93 |
Active clients with loans | 31,644 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | SADHAN, MFIN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Loan | ETB 1,000 - 15,000 | 12 - 36 | 60% - 80% | 0% - 20% | Housing, Consumer | Women, Men, Salaried worker | ||||||||
Enterprise Loan | ETB 5,001 - 10,000,000 | 12 - 60 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Group Loan - End Term | ETB 150 - 3,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Group Loan - Installments | ETB 150 - 7,500 | 12 - 24 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Technology Loan | ETB 4,200 - 5,669 | 24 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | INR 6,000 - 12,000 | 10.7 | 80% - 100% | 0% - 20% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Loan | 10.0%-13.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.0% upfront | 12.9% - 13% | 13.7% - 13.8% | 73 | ||||||||
Enterprise Loan | 10.0%-13.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 10% - 13% | 10% - 13% | 88 | ||||||||
Group Loan - End Term | 18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 5.0% upfront 1.00% ongoing | 18% | 20.5% | 88 | ||||||||
Group Loan - Installments | 15.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront 1.00% ongoing | 14.9% - 15.1% | 17% - 17.9% | 85 | ||||||||
Technology Loan | 13.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront 0.30% ongoing | 13% | 13.4% - 13.5% | 96 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 0 | 0 | 0 | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 31.8% annual, Decl Bal | 1 Fee | 0 | None | N/A | 0 | 0 | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Loan | 10.0%-13.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 5.0% upfront | 12.9% - 13% | 13.7% - 13.8% | 73 | ||||||||
Enterprise Loan | 10.0%-13.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 10% - 13% | 10% - 13% | 88 | ||||||||
Group Loan - End Term | 18.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 5.0% upfront 1.00% ongoing | 18% | 20.5% | 88 | ||||||||
Group Loan - Installments | 15.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 3.0% upfront 1.00% ongoing | 14.9% - 15.1% | 17% - 17.9% | 85 | ||||||||
Technology Loan | 13.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront 0.30% ongoing | 13% | 13.4% - 13.5% | 96 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 0 | 0 | 0 | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 31.8% annual, Decl Bal | 1 Fee | 0 | None | N/A | 0 | 0 | N/A |
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