Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | http://www.ahantamanruralbank.com/ |
Year established | 1984 |
Head of Institution | John Dadzie |
Regions active | 0 |
# Branches | 12 |
Total Portfolio (nat'l) | GHS 9,200,000 |
Total Portfolio (USD) | USD 6,133,333.33 |
Active clients with loans | 17,000 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | GHAMFIN, ARB APEX, BOG |
Funders | SPEED GHANA |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.rcdspk.org |
Year established | 1998 |
Head of Institution | Muhammad Murtaza |
Regions active | Punjab |
# Branches | 20 |
Total Portfolio (nat'l) | PKR 443,135,230 |
Total Portfolio (USD) | USD 4,521,788.06 |
Active clients with loans | 31,965 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | PMN, PMFN, BWTP, PCP |
Funders | PPAF, ASF, UNDP, Engro Foundation |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | GHS 500 - 2,500 | 4 - 6 | 80% - 100% | 20% - 40% | ||||||||||
Salary Loan | GHS 200 - 12,000 | 12 - 60 | 40% - 60% | 80% - 100% | ||||||||||
Sundry (SME) Loan | GHS 5,000 - 25,000 | 12 - 18 | 60% - 80% | 20% - 40% | ||||||||||
Susu Loan | GHS 500 - 5,000 | 12 | 60% - 80% | 0% - 20% |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit & Enterprise Development | PKR 5,000 - 75,000 | 12 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training | |||||||
Enterprise Development Facility | PKR 70,000 - 150,000 | 18 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training | |||||||
Live Stock Financing | PKR 40,000 - 100,000 | 18 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training | |||||||
Strengthening Micro Enterprises | PKR 100,000 - 300,000 | 24 | 0% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 44.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 86.3% - 86.4% | 103% - 104.8% | 42 | ||||||||||
Salary Loan | 29.50%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 36.3% - 63.2% | 36.3% - 63.2% | 60 | |||||||||
Sundry (SME) Loan | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 60.5% - 63.9% | 60.5% - 63.9% | 52 | |||||||||
Susu Loan | 32.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 63.5% - 68.7% | 63.5% - 68.7% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit & Enterprise Development | 20.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 44.7% - 48% | 44.7% - 48% | N/A | ||||||||
Enterprise Development Facility | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 33.5% | 33.5% | N/A | ||||||||
Live Stock Financing | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 33.5% - 34.9% | 33.5% - 34.9% | N/A | ||||||||
Strengthening Micro Enterprises | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 30.7% - 31.8% | 30.7% - 31.8% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 44.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 86.3% - 86.4% | 103% - 104.8% | 42 | ||||||||||
Salary Loan | 29.50%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 36.3% - 63.2% | 36.3% - 63.2% | 60 | |||||||||
Sundry (SME) Loan | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 60.5% - 63.9% | 60.5% - 63.9% | 52 | |||||||||
Susu Loan | 32.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 63.5% - 68.7% | 63.5% - 68.7% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit & Enterprise Development | 20.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 44.7% - 48% | 44.7% - 48% | N/A | ||||||||
Enterprise Development Facility | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 33.5% | 33.5% | N/A | ||||||||
Live Stock Financing | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 33.5% - 34.9% | 33.5% - 34.9% | N/A | ||||||||
Strengthening Micro Enterprises | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 30.7% - 31.8% | 30.7% - 31.8% | N/A |
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