Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.worldvision.org/ |
Year established | 2001 |
Head of Institution | SPENCER BADU |
Regions active | 0 |
# Branches | 7 |
Total Portfolio (nat'l) | GHS 1,527,689 |
Total Portfolio (USD) | USD 1,018,459.33 |
Active clients with loans | 8,772 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | ASFIN, GHAMFIN, VISION FUND INTERNATIONAL |
Funders | WORLD VISION INTERNATIONAL, VISION FUND INTERNATIONAL |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.kashf.org |
Year established | 1996 |
Head of Institution | Roshaneh Zafar |
Regions active | Punjab, Sindh |
# Branches | 167 |
Total Portfolio (nat'l) | PKR 3,409,106,521 |
Total Portfolio (USD) | USD 34,786,801.23 |
Active clients with loans | 306,551 |
Approximate % female clients | 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Microfinance Network |
Funders | Pakistan Poverty Alleviation Fund, Skool Foundation, MEDA, CIDA |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Farmer Loan | GHS 200 - 7,000 | 6 - 12 | 60% - 80% | 0% - 20% | ||||||||||
Working Capital Loan | GHS 800 - 8,500 | 4 - 12 | 60% - 80% | 0% - 20% |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Kashf Karobar Karza | PKR 20,000 - 60,000 | 12 | 100% | 40% - 60% | Business, Agriculture | Women, Have business, Specific age group | Credit Educ, Business Training, Other Training, Financial Literacy | |||||||
Kashf ibtad-e- Karobar Karza | PKR 20,000 - 30,000 | 12 | 100% | 0% | Business, Agriculture | Women, Have business, Specific age group | Credit Educ, Business Training, Other Training, Financial Literacy |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Farmer Loan | 39.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 45.2% - 50.6% | 54.3% - 60.1% | 68 | ||||||||||
Working Capital Loan | 39.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 77.2% - 104.7% | 125.4% - 160.7% | 26 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Kashf Karobar Karza | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 35.5% - 37.7% | 38.2% - 41.3% | N/A | ||||||||
Kashf ibtad-e- Karobar Karza | 22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 38.3% - 39.2% | 41.4% - 43% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Farmer Loan | 39.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 45.2% - 50.6% | 54.3% - 60.1% | 68 | ||||||||||
Working Capital Loan | 39.00%-0.00% annual, Flat | 2 Fees | 1 Ins Ins | 77.2% - 104.7% | 125.4% - 160.7% | 26 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Kashf Karobar Karza | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 35.5% - 37.7% | 38.2% - 41.3% | N/A | ||||||||
Kashf ibtad-e- Karobar Karza | 22.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 38.3% - 39.2% | 41.4% - 43% | N/A |
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