Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1997 |
Head of Institution | Mr James Acquaye |
Regions active | 0 |
# Branches | 0 |
Total Portfolio (nat'l) | GHS 2,100,364 |
Total Portfolio (USD) | USD 1,400,242.67 |
Active clients with loans | 2,394 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | UNDP, TRIAS GHANA, SPEED GHANA, OXFARM |
Funders | TRAIS, UNDP, SPEED, NORTHFIN |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.cantilanbank.com/ |
Year established | 1980 |
Head of Institution | William K. Hotchkiss III (Ret.) |
Regions active | |
# Branches | 14 |
Total Portfolio (nat'l) | PhP 84,060,000 |
Total Portfolio (USD) | USD 2,011,004.79 |
Active clients with loans | 8,113 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | MCPI, RBAP, MABS, MMC |
Funders | PCFC, NLDC, Landbank, CARBAF |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | GHS 500 - 2,000 | 6 - 12 | 20% - 40% | 0% - 20% | ||||||||||
Credit With Education (CWE) Loan | GHS 500 - 4,000 | 12 - 24 | 60% - 80% | 0% - 20% | ||||||||||
Farming Loan | GHS 200 - 2,000 | 12 - 18 | 20% - 40% | 0% - 20% | ||||||||||
Salary Loan | GHS 500 - 10,000 | 12 - 36 | 40% - 60% | 0% - 20% |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOME - Housing Microfinance for Entrepeneurs | PHP 7,000 - 150,000 | 6 - 12 | 60% - 80% | 60% - 80% | Housing | Women, Men, Have business, Specific age group | Credit Ins, Business Training | |||||||
KITA - Kita Insakto Tipon Asenso | PHP 3,000 - 150,000 | 3 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Business Training | |||||||
MAKITA - Magkahupong Kita Alang Sa Tanan | PHP 3,000 - 25,000 | 6 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Group Mtgs, Credit Ins, Business Training | |||||||
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso | PHP 3,000 - 150,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins, Business Training | |||||||
PEL - Pang Eskwela Loan | PHP 2,000 - 6,000 | 6 | 60% - 80% | 60% - 80% | Education | Women, Men, Have business, Have home or land, Specific age group | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 62.8% - 63.4% | 98.5% - 106.1% | 35 | ||||||||||
Credit With Education (CWE) Loan | 20.00%-0.00% annual, Flat | 0 Fees | 0 Ins | 74.2% - 76.6% | 95.6% - 106.3% | 20 | ||||||||||
Farming Loan | 30.00%-0.00% annual, Flat | 0 Fees | 0 Ins | 61.1% | 107.2% | 27 | ||||||||||
Salary Loan | 30.00%-0.00% annual, Decl Bal | 2 Fees | 0 Ins | N/A | 29.2% - 63.9% | 29.2% - 63.9% | 73 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOME - Housing Microfinance for Entrepeneurs | 36.0% annual, Flat | 1 Fee | 1 Ins | 0.50% loan amt | 100.00 upfront | 63% - 71.3% | 65.1% - 75% | 51 | ||||||||
KITA - Kita Insakto Tipon Asenso | 24.0%-36.0% annual, Flat | 1 Fee | 1 Ins | None | 100.00 upfront 5.00% ongoing | 77% - 93.8% | 80.9% - 101.7% | 27 | ||||||||
MAKITA - Magkahupong Kita Alang Sa Tanan | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.50% loan amt | 100.00 upfront 0.74% ongoing | 68.6% | 86.9% - 93.6% | 27 | ||||||||
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso | 30.0%-36.0% annual, Flat | 1 Fee | 1 Ins | None | 100.00 upfront 5.00 ongoing | 59% - 94.4% | 61% - 104.9% | 41 | ||||||||
PEL - Pang Eskwela Loan | 24.0% annual, Flat | 1 Fee | 1 Ins | 30.00 fixed | 100.00 upfront 3.00% ongoing | 78.4% - 80.9% | 105.4% - 114.1% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 62.8% - 63.4% | 98.5% - 106.1% | 35 | ||||||||||
Credit With Education (CWE) Loan | 20.00%-0.00% annual, Flat | 0 Fees | 0 Ins Ins | 74.2% - 76.6% | 95.6% - 106.3% | 20 | ||||||||||
Farming Loan | 30.00%-0.00% annual, Flat | 0 Fees | 0 Ins Ins | 61.1% | 107.2% | 27 | ||||||||||
Salary Loan | 30.00%-0.00% annual, Decl Bal | 2 Fees | 0 Ins Ins | N/A | 29.2% - 63.9% | 29.2% - 63.9% | 73 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOME - Housing Microfinance for Entrepeneurs | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.50% loan amt | 100.00 upfront | 63% - 71.3% | 65.1% - 75% | 51 | ||||||||
KITA - Kita Insakto Tipon Asenso | 24.0%-36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 100.00 upfront 5.00% ongoing | 77% - 93.8% | 80.9% - 101.7% | 27 | ||||||||
MAKITA - Magkahupong Kita Alang Sa Tanan | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.50% loan amt | 100.00 upfront 0.74% ongoing | 68.6% | 86.9% - 93.6% | 27 | ||||||||
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso | 30.0%-36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 100.00 upfront 5.00 ongoing | 59% - 94.4% | 61% - 104.9% | 41 | ||||||||
PEL - Pang Eskwela Loan | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 30.00 fixed | 100.00 upfront 3.00% ongoing | 78.4% - 80.9% | 105.4% - 114.1% | 21 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |