Institution

NWABIAGYA RURAL BANK LIMITED BOX B170KUMASI, ASHANTI REGION233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution

Rural Bank of Liloy (ZN), Inc. BaybayLiloy, Zamboanga del Norte/ Region IX7115
Data approved: 2011-11-15
Data version: 1
Age of data: 153 months

Institution Details

Institution TypePublic 'For Profit'
Is this institution regulated?Yes
Website addressN/A
Year established1987
Head of InstitutionNUAMAH-DANQUAH SAMUEL
Regions active0
# Branches7

Total Portfolio (nat'l)GHS 12,442,540.61
Total Portfolio (USD)USD 8,295,027.07
Active clients with loans8,963
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsARB APEX BANK, GHAMFIN
FundersSCIMP/IFAD, SPEED, ARB APEX BANK

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1979
Head of InstitutionPANCRASIO D. AJERO
Regions active
# Branches5

Total Portfolio (nat'l)PhP 43,039,358
Total Portfolio (USD)USD 1,029,649.71
Active clients with loans5,290
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMicroenterprise Access to Banking Services (MABS), Mindanao Microfinance Council (MMC), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks
FundersBank of the Philippine Islands (BPI), Landbank of the Philippines (LBP), People's Credit and Finance Corporation (PCFC)

Loan Products » Summary

706 Borrowers
USD 144,866.58 Portfolio
Active Product
522 Borrowers
USD 714,257.91 Portfolio
Active Product
366 Borrowers
USD 145,846.89 Portfolio
Active Product

Loan Products » Summary

4,036 Borrowers
USD 393,294.72 Portfolio
Active Product
1,253 Borrowers
USD 632,766.47 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Lending GHS 200 - 1,500 4 - 12 60% - 80% 20% - 40% Business, Education Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan GHS 400 - 4,000 6 - 12 20% - 40% 40% - 60% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Susu Loan GHS 200 - 8,000 6 20% - 40% 40% - 60% Business, Other, petty traders Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
PMPK-GRASA Program PHP 2,000 - 50,000 3 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Specific age group, 2 years resident in area, Must pass Means Test Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
SIPAG (Sinugdanan sa Paglambo) Loan PHP 5,000 - 150,000 3 - 12 60% - 80% 20% - 40% Business Women, Men, Have business, Specific age group, Has 2 valid IDs, Barangay Clearance, DTI , 2 years resident in area Credit Ins, Tech Asst Visits, Business Training, Seminar on Livelihoods

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 29.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 99% - 109.1% 160.7% - 182.8% 16
Micro Enterprise Loan 29.0% annual, Flat 1 Fee 0 Ins None 20.0% upfront 48.7% - 69.9% 72.2% - 113.4% 30
Susu Loan 29.0% annual, Flat 1 Fee 1 Ins None 50.0% upfront 45.9% - 69.7% 149.9% - 355.2% 12

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
PMPK-GRASA Program 30.0% annual, Flat 1 Fee 1 Ins 1.00% loan amt 50.00 ongoing 82.9% - 83% 93.2% - 165.2% 26
SIPAG (Sinugdanan sa Paglambo) Loan 30.0% annual, Flat 1 Fee 2 Ins None 5.0% upfront 0.02% ongoing 78.1% - 78.2% 97% - 113% 29

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 29.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 99% - 109.1% 160.7% - 182.8% 16
Micro Enterprise Loan 29.0% annual, Flat 1 Fee 0 Ins Ins None 20.0% upfront 48.7% - 69.9% 72.2% - 113.4% 30
Susu Loan 29.0% annual, Flat 1 Fee 1 Ins Ins None 50.0% upfront 45.9% - 69.7% 149.9% - 355.2% 12

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
PMPK-GRASA Program 30.0% annual, Flat 1 Fee 1 Ins Ins 1.00% loan amt 50.00 ongoing 82.9% - 83% 93.2% - 165.2% 26
SIPAG (Sinugdanan sa Paglambo) Loan 30.0% annual, Flat 1 Fee 2 Ins Ins None 5.0% upfront 0.02% ongoing 78.1% - 78.2% 97% - 113% 29
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