Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.chaitanyaindia.in/ |
Year established | 2009 |
Head of Institution | Anand Rao |
Regions active | 0 |
# Branches | 7 |
Total Portfolio (nat'l) | INR 67,701,816 |
Total Portfolio (USD) | USD 1,504,484.80 |
Active clients with loans | 9,379 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2000 |
Head of Institution | A.Y.Ghuhia |
Regions active | Kilimanjaro |
# Branches | 1 |
Total Portfolio (nat'l) | TZS 5,079,003,643 |
Total Portfolio (USD) | USD 3,194,341.91 |
Active clients with loans | 4,004 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | TAMFI |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | INR 6,000 - 25,000 | 24 - 30 | 80% - 100% | 0% - 20% | Business, Income Generating Activities | Women | ||||||||
Business Loan | INR 2,000 - 15,000 | 12 | 80% - 100% | 0% - 20% | Business, Housing, Consumer, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan BH 01 | INR 5,000 - 20,000 | 11.5 - 12 | 80% - 100% | 0% - 20% | Business, Housing, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan JK 01 | INR 2,000 - 15,000 | 11.5 - 13 | 80% - 100% | 0% - 20% | Business, Housing, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | TZS 500,000 - 5,000,000 | 12 | 40% - 60% | 0% - 20% | Business | Women, Men | Business Training | |||||||
Group Loans | TZS 100,000 - 2,200,000 | 3 - 6 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Business Training | |||||||
Business Loans | TZS 100,000 - 100,000,000 | 6 - 24 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Tech Asst Visits, Other Training | |||||||
Salaried Loans | TZS 100,000 - 9,000,000 | 1 - 36 | 40% - 60% | 60% - 80% | Consumer | Women, Men, Salaried worker | Credit Educ, Other Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 0% | 24.3% | 25.1% | N/A | ||||||||||
Business Loan | 0% | 30.1% - 30.3% | 31.2% - 31.4% | N/A | ||||||||||
Business Loan BH 01 | 0% | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||||
Business Loan JK 01 | 0% | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 25.4% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 24.3% | 25.1% | N/A | ||||||||
Business Loan | 28.2% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 30.1% - 30.3% | 31.2% - 31.4% | 90 | ||||||||
Business Loan BH 01 | 24.2% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||
Business Loan JK 01 | 26.5% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | 30.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 15.00% upfront | 31.9% | 40.1% | 74 | ||||||||
Group Loans | 30.00% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 57.7% - 61.5% | 78.8% - 86.5% | 37 | ||||||||
Business Loans | 21.60% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 32.2% - 41.1% | 42.8% - 58.4% | 43 | ||||||||
Salaried Loans | 10.00%-18.00% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34.4% - 37.9% | 35.3% - 39.3% | 26 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 0% | 24.3% | 25.1% | N/A | ||||||||||
Business Loan | 0% | 30.1% - 30.3% | 31.2% - 31.4% | N/A | ||||||||||
Business Loan BH 01 | 0% | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||||
Business Loan JK 01 | 0% | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 25.4% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 24.3% | 25.1% | N/A | ||||||||
Business Loan | 28.2% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 30.1% - 30.3% | 31.2% - 31.4% | 90 | ||||||||
Business Loan BH 01 | 24.2% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||
Business Loan JK 01 | 26.5% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | 30.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 15.00% upfront | 31.9% | 40.1% | 74 | ||||||||
Group Loans | 30.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.00% upfront | 57.7% - 61.5% | 78.8% - 86.5% | 37 | ||||||||
Business Loans | 21.60% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.00% upfront | 32.2% - 41.1% | 42.8% - 58.4% | 43 | ||||||||
Salaried Loans | 10.00%-18.00% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 34.4% - 37.9% | 35.3% - 39.3% | 26 |
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