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Institution

Disha Microfin Pvt Ltd 404, 4th Floor, 3rd EyePanchwati Cross Road, C. G. RoadAhmedabad, GujuratPO Box 380006
Data approved: 2013-05-28
Data version: 2
Age of data: 133 months

Institution

AMK - Angkor microheranhvatho (Kampuchea) # 442, St. 193, Toul Svayprey 1ChamkarmornPhnom Penh, CambodiaN/A
Data approved: 2010-09-22
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.dishamicrofin.com
Year established1995
Head of InstitutionSameer Nanavati
Regions activeGujarat
# Branches24

Total Portfolio (nat'l)INR 759,625,000
Total Portfolio (USD)USD 14,332,547.17
Active clients with loans69,053
Approximate % female clients100%
Approximate % urban clients0
Network affiliationsMFIN

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established2003
Head of InstitutionPaul Luchtenburg
Regions active0
# Branches22

Total Portfolio (nat'l)N/A
Total Portfolio (USD)N/A
Active clients with loans203,704
Approximate % female clientsN/A
Approximate % urban clientsN/A
Network affiliations
Funders

Loan Products » Summary

42,080 Borrowers
USD 7,238,207.55 Portfolio
Active Product
26,973 Borrowers
USD 7,094,339.62 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Summary

44,851 Borrowers
USD 6,113,288.75 Portfolio
Active Product
4,698 Borrowers
USD 377,327.75 Portfolio
Active Product
77,592 Borrowers
USD 6,753,047 Portfolio
Active Product
19,852 Borrowers
USD 4,640,562.53 Portfolio
Active Product
47,846 Borrowers
USD 3,933,164 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gati F INR 12,000 - 15,000 15 - 18 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins
Pragati R INR 15,000 - 25,000 15 - 24 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credit Line (KHR) KHR 200,000 - 800,000 0 80% - 100% 0% - 20% Business, Housing, Consumer Credit Educ, Group Mtgs, Other Training
Emergency Loan (KHR) KHR 50,000 - 400,000 0 80% - 100% 0% - 20% Business, Other Other Training
End of Term Loan (KHR) KHR 10,000 - 800,000 0 80% - 100% 0% - 20% Business, Housing, Consumer Credit Educ, Group Mtgs, Other Training
individual Inst ID (KHR) KHR 400,000 - 4,000,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Other Training
Inst-VB (KHR) KHR 50,000 - 800,000 0 80% - 100% 0% - 20% Business, Housing, Consumer Credit Educ, Group Mtgs, Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati F 24.9% - 27.1% 26.5% - 28.4% 29.4% - 30.7% Yes Yes Yes 100
Pragati R 25.1% - 27.9% 26.2% - 28.9% 29% - 31.6% Yes Yes Yes 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati F 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% - 28.4% 29.4% - 30.7% 87
Pragati R 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.2% - 28.9% 29% - 31.6% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit Line (KHR) 3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% 0
Emergency Loan (KHR) 2.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% 0
End of Term Loan (KHR) 3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% 0
individual Inst ID (KHR) 27.6%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% 0
Inst-VB (KHR) 2.8% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% 0

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati F 24.9% - 27.1% 26.5% - 28.4% 29.4% - 30.7% Yes Yes Yes 100
Pragati R 25.1% - 27.9% 26.2% - 28.9% 29% - 31.6% Yes Yes Yes 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati F 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.5% - 28.4% 29.4% - 30.7% 87
Pragati R 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.2% - 28.9% 29% - 31.6% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit Line (KHR) 3.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% 0
Emergency Loan (KHR) 2.5% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% 0
End of Term Loan (KHR) 3.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% 0
individual Inst ID (KHR) 27.6%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% 0
Inst-VB (KHR) 2.8% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% 0
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Loan Portfolio (USD)
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