2. Grama Vidiyal
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Madfa SACCO
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Grama Vidiyal Microfinance Limited 2A Sathiya Illam,10th cross, Alli street,Annamalai NagarTrichy, Tamil Nadu620018
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 
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Institution

Madfa SACCO Head OfficeMasindi, Mid Western RegionPO Box 301
Data approved: 2012-10-17
Data version: 2
Age of data: 139 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.gvmfl.com/
Year established1986
Head of InstitutionMr.S.Devaraj, Chairman and Managing Director
Regions active0
# Branches227

Total Portfolio (nat'l)INR 6,051,556,728
Total Portfolio (USD)USD 134,479,038.40
Active clients with loans772,050
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2005
Head of InstitutionMr. Kisembo Patrick
Regions activeWestern
# Branches2

Total Portfolio (nat'l)UGX 721,685,949
Total Portfolio (USD)USD 288,674.38
Active clients with loans4,832
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsUganda Co-operative Savings and Credit Union Ltd, Mid North Private Sector
FundersTRIAS Uganda

Loan Products » Summary

Business Loan
23,162 Borrowers
USD 7,193,388.27 Portfolio
Active Product
IGL
733,447 Borrowers
USD 119,210,609.10 Portfolio
Active Product
Seasonal Loan
15,441 Borrowers
USD 8,075,041 Portfolio
Active Product

Loan Products » Summary

Ag Lima
1,245 Borrowers
USD 86,798 Portfolio
Active Product
Commercial
370 Borrowers
USD 36,972 Portfolio
Active Product
Salary
35 Borrowers
USD 5,562 Portfolio
Low Volume Product
School Fees
25 Borrowers
USD 6,964 Portfolio
Low Volume Product
ToozaAketale
20 Borrowers
USD 8,015 Portfolio
Low Volume Product
Emergency Loan
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan INR 25,000 - 50,000 12 80% - 100% 20% - 40% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins
General Loan INR 9,000 - 18,000 12 80% - 100% 20% - 40% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins
Seasonal Loan INR 1,000 - 3,000 5 80% - 100% 20% - 40% Business, Consumer, Education, Other Women Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Lima Loan UGX 10,000 - 30,000,000 1 - 8 20% - 40% 0% - 20% Any Purpose Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Commercial Loan UGX 50,000 - 10,000,000 1 - 6 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Business Loan 0% 32.7% - 33.3% 32.7% - 33.3% N/A
General Loan 0% 31.9% - 32.5% 31.9% - 32.5% N/A
Seasonal Loan 0% 39.2% - 39.9% 39.2% - 39.9% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 12.0% annual, Flat 0 Fees 0 Ins None N/A 32.7% - 33.3% 32.7% - 33.3% 36
General Loan 12.0% annual, Flat 0 Fees 0 Ins None N/A 31.9% - 32.5% 31.9% - 32.5% 37
Seasonal Loan 0.0% annual, Flat 0 Fees 0 Ins None N/A 39.2% - 39.9% 39.2% - 39.9% 0

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Lima Loan 30.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 31.2% - 56% 41.1% - 86.8% 51
Commercial Loan 30.00%-36.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 53.9% - 64.7% 69.1% - 99% 35

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Business Loan 0% 32.7% - 33.3% 32.7% - 33.3% N/A
General Loan 0% 31.9% - 32.5% 31.9% - 32.5% N/A
Seasonal Loan 0% 39.2% - 39.9% 39.2% - 39.9% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 12.0% annual, Flat 0 Fees 0 Ins Ins None N/A 32.7% - 33.3% 32.7% - 33.3% 36
General Loan 12.0% annual, Flat 0 Fees 0 Ins Ins None N/A 31.9% - 32.5% 31.9% - 32.5% 37
Seasonal Loan 0.0% annual, Flat 0 Fees 0 Ins Ins None N/A 39.2% - 39.9% 39.2% - 39.9% 0

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Lima Loan 30.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 31.2% - 56% 41.1% - 86.8% 51
Commercial Loan 30.00%-36.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 53.9% - 64.7% 69.1% - 99% 35
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Loan Portfolio (USD)
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