Grameen Financial Services Pvt. Ltd. (Grameen Koota) - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 135 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Grameen Financial Services Pvt. Ltd. (Grameen Koota) AvalahaliJP Nagar-9th PhaseBanglore, Karnataka560062

Data approved: 2012-02-06

Data version: 2

Age of data: - months

Download Data

Analyze Data

Institution Details

Institution Type	Sect25
Is this institution regulated?	Yes
Website address	http://www.gfspl.in/
Year established	1999
Head of Institution	Suresh K. Krishna
Regions active	0
# Branches	174

Total Portfolio (nat'l)	INR 1,966,900,000
Total Portfolio (USD)	USD 37,111,320.75
Active clients with loans	274,850
Approximate % female clients	80% - 100%
Approximate % urban clients	20% - 40%
Network affiliations	Sa-dhan, akmi, MFIN

Loan Products » Summary

Emergency

138,730 Borrowers

USD 1,453,237.40 Portfolio

Active Product

Water Conn

3,527 Borrowers

USD 144,256.40 Portfolio

Active Product

IGL-Pragati

161,167 Borrowers

USD 18,925,320.75 Portfolio

Active Product

IGL-Pragati+

8,394 Borrowers

USD 353,506.25 Portfolio

Active Product

Indiv

3,219 Borrowers

USD 985,990.98 Portfolio

Active Product

Sanitation

5,260 Borrowers

USD 509,548.58 Portfolio

Active Product

Siksha

10 Borrowers

USD 1,509.43 Portfolio

Low Volume Product

General Loan

Retired Product

Income Generating Loan

Retired Product

Individual Loan (Offered by "Maarg" Division of GFS)

Retired Product

Supplementary Loan

Retired Product

Supplementary Loan 2

Retired Product

Water and Sanitation Loan

Retired Product

Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Emergency Loan	INR 1,000 - 1,000	2.5	80% - 100%	20% - 40%	Any Purpose	Women	Credit Educ, Group Mtgs, Business Training
Water Connection Loan	INR 5,000 - 5,000	24	80% - 100%	0% - 20%	Housing, For taking water connection	Women, Have home or land	Credit Educ, Group Mtgs, Credit Ins, Business Training
IGL-Pragati	INR 5,000 - 15,000	12	80% - 100%	0% - 20%	Business	Women
IGL-Pragati Plus	INR 16,000 - 25,000	24	80% - 100%	0% - 20%	Business	Women
Individual Loan	INR 10,000 - 50,000	3 - 9	20% - 40%	80% - 100%	Business	Women, Men, Have business	Credit Educ
Sanitation Loan	INR 7,000 - 10,000	24	0%	0%	Housing, For construction of toilets	Women, Have home or land	Group Mtgs, Business Training
Siksha Loan	INR 10,000 - 15,000	3 - 6	0%	0%	Education	Women, Men	Credit Educ, Group Mtgs

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
Emergency Loan	0%	29.1%	30.1%	N/A
Water Connection Loan	0%	0%	0%	N/A
IGL-Pragati	0%	0%	0%	N/A
IGL-Pragati Plus	0%	0%	0%	N/A
Individual Loan	0%	41.3% - 41.4%	42.7% - 44.1%	N/A
Sanitation Loan	0%	0%	0%	N/A
Siksha Loan	0%	0%	0%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Emergency Loan	18.8% annual, Decl Bal	1 Fee	0 Ins	None	N/A	29.1%	30.1%	63
Water Connection Loan	21.0% annual, Decl Bal	0 Fees	0 Ins	None	N/A	0%	0%	N/A
IGL-Pragati	26.0% annual, Decl Bal	0 Fees	0 Ins	None	N/A	0%	0%	N/A
IGL-Pragati Plus	26.0% annual, Decl Bal	0 Fees	0 Ins	None	N/A	0%	0%	N/A
Individual Loan	36.0% annual, Decl Bal	0 Fees	1 Ins	None	N/A	41.3% - 41.4%	42.7% - 44.1%	83
Sanitation Loan	21.0% annual, Decl Bal	0 Fees	0 Ins	None	N/A	0%	0%	N/A
Siksha Loan	28.3% annual, Decl Bal	0 Fees	0 Ins	None	None	0%	0%	N/A

Institution Price Graph

Click to view Price Analysis Tool

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	133
AMPL	0	0	0	133
Arman	41,500	529,107,000	1	133
Arohan	43,500	8,091,000	2	133
ASA INDIA	164,000	15,380,000	1	133
Asirvad	113,500	19,328,000	1	133
Asmitha	1,114,800	217,867,000	1	133
Bandhan	4,048,600	674,564,000	5	133
Belstar	123,000	23,945,000	2	111
BSFL	275,200	31,590,000	3	133
Chaitanya	20,700	3,748,000	3	133
Disha Microfin	69,000	14,332,000	2	133
Equitas	1,220,000	186,415,000	4	133
ESAF	354,200	43,500,000	5	133
FFSL	150,600	35,719,000	2	133
Fusion	66,800	9,820,000	2	133
Grama Vidiyal	738,200	102,101,000	1	133
Grameen Koota	586,600	83,555,000	15	135
Janalakshmi	506,000	119,077,000	2	133
L & T Finance	399,800	37,199,000	1	133
MFL	331,800	49,083,000	1	133
MMFL	175,000	23,752,000	2	133
Mpower	13,600	2,263,000	2	133
Sahayata	0	0	0	133
Saija	24,700	4,682,000	2	133
Samasta	45,500	4,809,000	2	133
Satin	405,600	90,174,000	2	133
SCCI	115,600	15,910,000	2	133
Share	2,195,400	376,727,000	1	133
SKS	3,409,000	355,029,000	2	133
SMILE	360,200	56,927,000	1	133
SNFL	9,400	1,779,000	1	133
Sonata Finance	158,200	22,724,000	3	135
Spandana	533,400	147,240,000	2	133
Suryoday	78,600	14,713,000	3	133
SVCL	118,200	18,886,000	1	133
Swadhaar	92,800	17,166,000	3	133
Trident	68,700	8,852,000	1	133
Ujjivan	913,300	160,848,000	5	133
Utkarsh	168,600	25,915,000	3	133
VFS	175,400	19,264,000	2	133
Asomi	50,300	4,743,000	2	165
AES India	3,600	286,000	1	165
Arth	2,900	611,000	2	165
Asomi	50,300	4,743,000	2	165
Barasat GS	1,100	99,508.02	1	165
BJS	6,000	468,000	1	165
Cashpor	417,000	50,452,000	1	164
Credible	10,000	1,669,540.36	2	165
DIBAKAR	1,800	145,000	1	164
GOF	65,200	5,388,000	4	164
Hope	62,600	4,407,000	1	162
Jaago	2,700	237,000	1	163
LOK	4,900	573,000	1	164
Nano	25,600	3,660,000	2	165
NBSAAVS	28,100	2,821,000	1	162
Nirantara	8,200	917,000	2	164
Parama	7,100	482,000	1	164
Pragathi	26,200	4,579,000	6	164
PWMACS	36,500	5,946,000	1	164
Saadhana	90,900	12,046,000	2	164
Sambhav	1,500	183,000	3	164
Seba Rahara	6,700	468,000	1	164
SU	61,100	5,498,000	1	164
Swayanshree	7,900	918,000	2	164
Vikas Samiti	1,600	168,000	1	164
Vistaar	4,300	1,157,000	2	162
We The People	1,100	244,000	2	164
WEMCS	1,100	85,000	1	164
Yukti	1,100	99,000	2	164

Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

	X Axis
	Greater than:
	Less or equal to:
	From 0 to
	to
	to
	to ∞

Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

Learn More

MFTransparency News

Explore Resources