| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2006 |
| Head of Institution | Ranjib Kumar Ghosh |
| Regions active | |
| # Branches | 6 |
| Total Portfolio (nat'l) | INR 24,841,151 |
| Total Portfolio (USD) | USD 468,700.96 |
| Active clients with loans | 6,782 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.juhudikilimo.com/ |
| Year established | 2009 |
| Head of Institution | Nat Robinson |
| Regions active | 0 |
| # Branches | 8 |
| Total Portfolio (nat'l) | KES 167,073,524 |
| Total Portfolio (USD) | USD 2,017,796.18 |
| Active clients with loans | 4,795 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFI, SPTF |
| Funders | Acumen Fund, Grameen Foundation, Kiva |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | INR 3,000 - 15,000 | 8.6 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | KES 10,000 - 30,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC at Kshs 3,290 for a year coverage | |||||||
| Asset Financing Dairy Cow Loan | KES 30,000 - 300,000 | 12 - 24 | 40% - 60% | 0% - 20% | Business, Can be used to improve the structure used to house | Women, Men, Have business, Have home or land, Must be a dairy farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC at Kshs 3,290 for a year coverage |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 0 | 32.1% | 42.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 11.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 32.1% | 42.8% | 26 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | 16.0%-18.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront | 0% | 0% | N/A | ||||||||
| Asset Financing Dairy Cow Loan | 16.0%-18.0% annual, Flat | 1 Fee | 2 Ins | None | 15.0% upfront | 0% | 0% | N/A |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 0 | 32.1% | 42.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 11.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 32.1% | 42.8% | 26 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | 16.0%-18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront | 0% | 0% | N/A | ||||||||
| Asset Financing Dairy Cow Loan | 16.0%-18.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 15.0% upfront | 0% | 0% | N/A |
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