2. SKS
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SKS Microfinance My Home Tycoon Building, KundanbaghAbove Life Style, Begumpet Main RoadHyderabad, Andhra PradeshPO Box 500016
Data approved: 2013-04-02
Data version: 3
Age of data: 133 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.sksindia.com/
Year established1997
Head of InstitutionMR. Rao
Regions activeAndhra Pradesh, Bihar, Chhattisgarh, Gujarat, HaryanaJharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, OrissaPunjab, Rajasthan, Tamil Nadu, Uttar Pradesh, Uttarakhand, West Bengal
# Branches1238

Total Portfolio (nat'l)INR 18,872,236,695
Total Portfolio (USD)USD 356,079,937.60
Active clients with loans4,172,370
Approximate % female clients100%
Approximate % urban clients20% - 40%
Network affiliations

Loan Products » Summary

Income
2,484,407 Borrowers
USD 267,399,111.90 Portfolio
Active Product
Mid Term
924,623 Borrowers
USD 87,630,642.77 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 2,000 - 14,000 11.5 100% 20% - 40% Business Women, Low HH Inc, Med HH Inc, Rural HH, Urban HH Group Mtgs, Credit Ins, Other Training, Building Leadership and Promoting Members Cooperation.
Mid Term Loan INR 2,000 - 14,000 11.5 100% 20% - 40% Business Women, Low HH Inc, Med HH Inc, Rural HH, Urban HH Group Mtgs, Credit Ins, Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 24.6% 26.4% 27.8% Yes Yes Yes 100
Mid Term Loan 24.6% 26.4% 27.8% Yes Yes Yes 100
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 24.6% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.4% 27.8% 88
Mid Term Loan 24.6% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.4% 27.8% 88
Institution Price Graph
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  2. SSF
Please note that the information you are viewing is 108 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SAFCO SUPPORT FOUNDATION B-11 behind St. Bonaventure School Phase II QasimabadHyderabad, Sindh
Data approved: 2015-04-24
Data version: 2
Age of data: 108 months
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Product

Agriculture Loan Product 1 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 42,968,626
Portfolio (USD)USD 421,951.91
Active Clients with Loans1,330
Approximate % Female Clients40% - 60%
Approximate % Urban Clients40% - 60%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
6 Months - Bullet Repayment
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business trainingx
Other training
OtherRefund of principle amount in case of death
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveSindh

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 3,000
Maximum loan size50,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0000
PKR 10,000-25,0000
PKR 25,000-50,000100%
PKR 50,000-75,0000
PKR 75,000-150,0000
Greater than PKR 150,0000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term6.0 months
Approx average6.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months100%
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace period0.3 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest22.00%
Highest quoted nominal interest22.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1Fee 2
DescriptionRegistration FeeEmergency Fund Fee
% of loan amount - min3.00%1.00%
% of loan amount - max3.00%1.00%
OR, Fixed amount - min00
Fixed amount - max00
Reason for variationN/AN/A
Appears on Repayment Sched?YesYes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Agriculture Loan samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
PKR 25,000 Generated 2015-05-01 5.9 months N/A PKR 3,712.33 29.2% 20.9% 8.3% 0.0% 0.0% 0.0% 75 - PDF
PKR 28,000 Generated 2015-05-01 5.9 months N/A PKR 4,157.81 29.2% 20.9% 8.3% 0.0% 0.0% 0.0% 75 - PDF
PKR 30,000 Generated 2015-05-01 5.9 months N/A PKR 4,454.79 29.2% 20.9% 8.3% 0.0% 0.0% 0.0% 75 - PDF
PKR 33,000 Generated 2015-05-01 5.9 months N/A PKR 4,900.27 29.2% 20.9% 8.3% 0.0% 0.0% 0.0% 75 - PDF
PKR 36,000 Generated 2015-05-01 5.9 months N/A PKR 5,345.75 29.2% 20.9% 8.3% 0.0% 0.0% 0.0% 75 - PDF
PKR 40,000 Generated 2015-05-01 5.9 months N/A PKR 5,939.73 29.2% 20.9% 8.3% 0.0% 0.0% 0.0% 75 - PDF
PKR 45,000 Generated 2015-05-01 5.9 months N/A PKR 6,682.19 29.2% 20.9% 8.3% 0.0% 0.0% 0.0% 75 - PDF
PKR 50,000 Generated 2015-05-01 5.9 months N/A PKR 7,424.66 29.2% 20.9% 8.3% 0.0% 0.0% 0.0% 75 - PDF
Agriculture Loan Price Graphs


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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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