| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.sonataindia.com/ |
| Year established | 2006 |
| Head of Institution | Anup Kumar Singh |
| Regions active | 0 |
| # Branches | 121 |
| Total Portfolio (nat'l) | INR 905,699,293 |
| Total Portfolio (USD) | USD 20,126,650.96 |
| Active clients with loans | 128,606 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2002 |
| Head of Institution | Joseph Mugume |
| Regions active | Western |
| # Branches | 1 |
| Total Portfolio (nat'l) | UGX 3,100,954,725 |
| Total Portfolio (USD) | USD 1,240,381.89 |
| Active clients with loans | 1,500 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Uganda Cooperative Alliance, AMFIU, ANKOLE Private Sector |
| Funders | TRIAS-Uganda, SUFFICE |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | INR 8,500 - 19,650 | 5.8 - 11.6 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Individual Loan | INR 20,000 - 35,000 | 12 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | UGX 100,000 - 15,000,000 | 4 - 12 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Banana Improvement Loan | UGX 100,000 - 5,000,000 | 4 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 29.5% | 29.5% - 31% | 30.6% - 32.4% | 95 | ||||||||||
| Individual Loan | 0% | 34% - 34.6% | 35.1% - 35.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 28.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.5% - 31% | 30.6% - 32.4% | 88 | ||||||||
| Individual Loan | 32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 34% - 34.6% | 35.1% - 35.8% | 90 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.00% upfront | 39.4% - 39.5% | 50.2% - 50.3% | 71 | ||||||||
| Banana Improvement Loan | 34.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 10.00% upfront | 39.2% - 44.5% | 49.8% - 55.4% | 65 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 29.5% | 29.5% - 31% | 30.6% - 32.4% | 95 | ||||||||||
| Individual Loan | 0% | 34% - 34.6% | 35.1% - 35.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 28.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 29.5% - 31% | 30.6% - 32.4% | 88 | ||||||||
| Individual Loan | 32.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 34% - 34.6% | 35.1% - 35.8% | 90 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 39.4% - 39.5% | 50.2% - 50.3% | 71 | ||||||||
| Banana Improvement Loan | 34.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 39.2% - 44.5% | 49.8% - 55.4% | 65 |
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