| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.svcl.in/ |
| Year established | 2010 |
| Head of Institution | Rakesh Dubey |
| Regions active | 0 |
| # Branches | 44 |
| Total Portfolio (nat'l) | INR 364,607,926 |
| Total Portfolio (USD) | USD 8,102,398.36 |
| Active clients with loans | 63,499 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | SADHAN, MFIN |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.ardci.org/ |
| Year established | 1995 |
| Head of Institution | Victor T. Bernal |
| Regions active | |
| # Branches | 28 |
| Total Portfolio (nat'l) | PhP 388,548,183 |
| Total Portfolio (USD) | USD 9,295,411.08 |
| Active clients with loans | 45,967 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders | European Union, Department of Agriculture |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | INR 8,000 - 14,000 | 10.7 | 80% - 100% | 0% - 20% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Business (MB) | PHP 10,000 - 200,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men | Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 0 | 0 | 0 | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 26.0% annual, Decl Bal | 1 Fee | 0 | None | N/A | 0 | 0 | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Business (MB) | 24.0% annual, Flat | 0 Fees | 2 Ins | None | 10.0% upfront 30.00 ongoing | 44.2% - 46.3% | 58.5% - 75.7% | 37 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 0 | 0 | 0 | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 26.0% annual, Decl Bal | 1 Fee | 0 | None | N/A | 0 | 0 | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Business (MB) | 24.0% annual, Flat | 0 Fees | 2 Ins Ins | None | 10.0% upfront 30.00 ongoing | 44.2% - 46.3% | 58.5% - 75.7% | 37 |
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