| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | http://www.swayanshree.org/ |
| Year established | 2006 |
| Head of Institution | Ms. Nayana Mohanty |
| Regions active | |
| # Branches | 3 |
| Total Portfolio (nat'l) | INR 48,681,845 |
| Total Portfolio (USD) | USD 918,525.38 |
| Active clients with loans | 8,008 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.maata-n-tudu.org/ |
| Year established | 1993 |
| Head of Institution | KONLAN LAMBONGANG |
| Regions active | 0 |
| # Branches | 3 |
| Total Portfolio (nat'l) | GHS 1,413,852 |
| Total Portfolio (USD) | USD 942,568 |
| Active clients with loans | 12,900 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | GHAMFIN, ASSFIN |
| Funders | CORDAID, UNDP, GRAMEEN FOUNDATION, PLANET FINANCE |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | INR 2,000 - 50,000 | 6 - 24 | 80% - 100% | 0% - 20% | Any Purpose | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training | |||||||
| Asha Loan | INR 3,000 - 6,000 | 6 - 18 | 80% - 100% | 80% - 100% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | GHS 50 - 300 | 9 | 80% - 100% | 0% - 20% | ||||||||||
| Grain Banking Loan | GHS 50 - 500 | 9 | 80% - 100% | 0% - 20% | ||||||||||
| Individual Loan | 0 | 0 | 80% - 100% | 80% - 100% | ||||||||||
| Trading Loan | GHS 50 - 300 | 6 | 80% - 100% | 40% - 60% |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 0% | 20.6% - 21.8% | 31.1% - 32.8% | N/A | ||||||||||
| Asha Loan | 0% | 8.9% | 13.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 20.0% upfront | 20.6% - 21.8% | 31.1% - 32.8% | 57 | ||||||||
| Asha Loan | 0.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 20.0% upfront 1.00% ongoing | 8.9% | 13.4% | 0 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 47.1% - 48.1% | 62.1% - 63.5% | 57 | ||||||||||
| Grain Banking Loan | 38.04%-0.00% annual, Flat | 2 Fees | 0 Ins | 40.7% | 51% | 74 | ||||||||||
| Individual Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 54.1% - 54.2% | 63.1% - 63.2% | |||||||||||
| Trading Loan | 36.00%-0.00% annual, Flat | 2 Fees | 0 Ins | 55.3% | 76.3% | 47 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 0% | 20.6% - 21.8% | 31.1% - 32.8% | N/A | ||||||||||
| Asha Loan | 0% | 8.9% | 13.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 20.0% upfront | 20.6% - 21.8% | 31.1% - 32.8% | 57 | ||||||||
| Asha Loan | 0.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 20.0% upfront 1.00% ongoing | 8.9% | 13.4% | 0 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 47.1% - 48.1% | 62.1% - 63.5% | 57 | ||||||||||
| Grain Banking Loan | 38.04%-0.00% annual, Flat | 2 Fees | 0 Ins Ins | 40.7% | 51% | 74 | ||||||||||
| Individual Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 54.1% - 54.2% | 63.1% - 63.2% | |||||||||||
| Trading Loan | 36.00%-0.00% annual, Flat | 2 Fees | 0 Ins Ins | 55.3% | 76.3% | 47 |
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