2. Adok Timo
Please note that the information you are viewing is 166 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. HKL
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Adok Timo KisumuKenyaP.O. Box 3650
Data approved: 2010-09-12
Data version: 1
Age of data: 166 months

Institution

Hattha Kaksekar Limited No 606, st 271, Sangkat Phsar Deum Thkouv, Chamcarmon, Phnom PenhNo 19GH, St 271 Sangkat Beung Salang, Phnom PenhPhnom Penh, Cambodia855
Data approved: 2011-02-02
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.adoktimo.com/
Year established2005
Head of InstitutionMr. Samuel Okelo Deya
Regions active
# Branches22

Total Portfolio (nat'l)KES 48,695,870
Total Portfolio (USD)USD 588,114.37
Active clients with loans4,325
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.hkl.com.kh/
Year established1994
Head of InstitutionHout Ieng Tong
Regions active0
# Branches75

Total Portfolio (nat'l)KHR 41,569,985.26
Total Portfolio (USD)USD 10,392.50
Active clients with loans47,287
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

Agribusiness
260 Borrowers
USD 29,405.72 Portfolio
Active Product
Asset
865 Borrowers
USD 176,434.31 Portfolio
Active Product
Business
2,984 Borrowers
USD 352,868.62 Portfolio
Active Product
School Fee
173 Borrowers
USD 11,762.29 Portfolio
Active Product

Loan Products » Summary

Large Loans
179 Borrowers
USD 2,264,750.79 Portfolio
Active Product
Medium
5,315 Borrowers
USD 14,235,223.83 Portfolio
Active Product
Micro
28,189 Borrowers
USD 8,981,843.58 Portfolio
Active Product
Small
13,214 Borrowers
USD 14,541,633.48 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agribusiness Loan KES 10,000 - 100,000 1 - 12 40% - 60% 0% - 20% Business Women, Men, Must be active in agricultural activities Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Asset Financing Loan KES 20,000 - 300,000 12 20% - 40% 20% - 40% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Business Loan KES 6,400 - 500,000 1 - 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
School Fees Loan KES 20,000 - 100,000 1 - 12 20% - 40% 20% - 40% Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Large Loans USD 10,001 - 30,000 3 - 36 80% - 100% 60% - 80% Business, Housing, Consumer, Education, Other Have business
Medium Loans USD 2,501 - 10,000 3 - 36 60% - 80% 60% - 80% Business, Housing, Consumer, Education, Other Have business
Micro Loans USD 50 - 1,000 3 - 15 80% - 100% 20% - 40% Business, Housing, Consumer, Education, Other Have business
Small Loans USD 1,001 - 2,500 3 - 24 60% - 80% 20% - 40% Business, Housing, Consumer, Education, Other Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agribusiness Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 29.4% - 31.4% 38.3% - 40.9% 49
Asset Financing Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 48.4% - 53% 79.9% - 87.8% 23
Business Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 46.2% - 55.3% 75.8% - 91.9% 23
School Fees Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 48.6% - 49.3% 80.6% - 81.4% 24

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Large Loans 19.2% annual, Decl Bal 0 Fees 0 Ins None 10.00 upfront 10.00 ongoing 19.4% 19.5% - 19.8% 97
Medium Loans 23.4%-30.0% annual, Decl Bal 0 Fees 0 Ins None 5.00 upfront 5.00 ongoing 23.7% 24.4% - 24.6% 95
Micro Loans 34.8%-42.0% annual, Decl Bal 0 Fees 0 Ins None 1.00 upfront 1.00 ongoing 35.1% - 35.2% 35.9% - 42.8% 91
Small Loans 27.6%-33.6% annual, Decl Bal 0 Fees 0 Ins None 3.00 upfront 3.00 ongoing 27.9% 28.6% - 29.1% 96

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agribusiness Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 29.4% - 31.4% 38.3% - 40.9% 49
Asset Financing Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 48.4% - 53% 79.9% - 87.8% 23
Business Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 46.2% - 55.3% 75.8% - 91.9% 23
School Fees Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 48.6% - 49.3% 80.6% - 81.4% 24

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Large Loans 19.2% annual, Decl Bal 0 Fees 0 Ins Ins None 10.00 upfront 10.00 ongoing 19.4% 19.5% - 19.8% 97
Medium Loans 23.4%-30.0% annual, Decl Bal 0 Fees 0 Ins Ins None 5.00 upfront 5.00 ongoing 23.7% 24.4% - 24.6% 95
Micro Loans 34.8%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None 1.00 upfront 1.00 ongoing 35.1% - 35.2% 35.9% - 42.8% 91
Small Loans 27.6%-33.6% annual, Decl Bal 0 Fees 0 Ins Ins None 3.00 upfront 3.00 ongoing 27.9% 28.6% - 29.1% 96
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