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Institution

Equity Bank P.O. Box 75104-00200Hospital Road, Equity Centre, 9th FloorNairobi
Data approved: 2013-09-23
Data version: 2
Age of data: 111 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.equitybank.co.ke/
Year established1984
Head of InstitutionDr. James Mwangi
Regions activeCentral, Coast, Eastern, Nairobi, North Eastern, Nyanza, Rift Valley, Western
# Branches112

Total Portfolio (nat'l)KES 126,533,000,000
Total Portfolio (USD)USD 1,528,176,329
Active clients with loans655,969
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliationsAMFI, WWB, MFN, GNBI
FundersHelios EB Investor LP (HELIOS), British-American Investments Company (Kenya) Ltd, IFC

Loan Products » Summary

418 Borrowers
USD 1,032,439.51 Portfolio
Active Product
900 Borrowers
USD 3,025,092.36 Portfolio
Active Product
33,227 Borrowers
USD 33,248,673.42 Portfolio
Active Product
339 Borrowers
USD 711,816.73 Portfolio
Active Product
15,474 Borrowers
USD 17,085,372.51 Portfolio
Active Product
14,839 Borrowers
USD 7,305,703.83 Portfolio
Active Product
34,018 Borrowers
USD 15,709,402.11 Portfolio
Active Product
6,820 Borrowers
USD 4,117,191.73 Portfolio
Active Product
29,548 Borrowers
USD 12,511,287.02 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Commercial Loan KES 100,000 - 4,000,000,000 1 - 36 20% - 40% 0% - 20% Agriculture, Purchase of farm inputs and farm machinery. Women, Men, Must be in commercial farming for over a year, Active account with Equity Credit Ins
Asset Finance Loan KES 100,000 - 4,000,000,000 1 - 48 20% - 40% 40% - 60% Business, Loan specifically used for purchase of assets. Women, Men, Equity customer for at least a month or other bank statement, Purchased asset is used as loan security Credit Ins
Biashara Imara Loan KES 5,000 - 500,000 1 - 18 20% - 40% 20% - 40% Business Women, Men, Have business, Operated the business for over a year Credit Ins, Tech Asst Visits, Business Training
Business Loan KES 300,000 - 4,000,000,000 1 - 60 20% - 40% 40% - 60% Business Women, Men, Have business, Operated the business for over a year, Active account for over 6 mos with Equity or other bank Credit Ins
Fanikisha - Imara - Loan KES 30,000 - 500,000 1 - 18 100% 20% - 40% Business Women, Have business Credit Ins, Tech Asst Visits, Business Training, Access to business improvement training at discount rates.
Fanikisha - Shaba - Loan KES 1,000 - 300,000 6 - 18 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Farm Input Loan KES 1,000 - 100,000 1 - 12 20% - 40% 0% Business, Purchase of farm inputs Women, Men, Must be in small scale or commercial farming, Active Equity Bank account Credit Ins
Insurance Premium Finance Loan KES 5,000 - 4,000,000,000 4 - 10 0% - 20% 40% - 60% Can only be used for financing insurance premiums. Women, Men
Vijana Business Loan KES 1,000 - 100,000 1 - 12 20% - 40% 20% - 40% Business Women, Men, Have business, Specific age group, Must have undergone group training, Mustbe 18-35 years old Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Commercial Loan 18.0% annual, Decl Bal 1 Fee 1 Ins None N/A 21.3% - 24.9% 21.7% - 26.5% 77
Asset Finance Loan 8.5%-10.0% annual, Flat 1 Fee 1 Ins None N/A 20% - 20.8% 20.4% - 21.5% 40
Biashara Imara Loan 20.0% annual, Flat 1 Fee 1 Ins None N/A 37.4% - 44% 38.5% - 46.3% 49
Business Loan 18.0%-20.0% annual, Decl Bal 1 Fee 1 Ins None N/A 21.3% - 25% 21.8% - 26.2% 75
Fanikisha - Imara - Loan 20.0% annual, Decl Bal 1 Fee 1 Ins None N/A 36.8% - 44.3% 37.7% - 46.6% 49
Fanikisha - Shaba - Loan 20.0% annual, Decl Bal 1 Fee 1 Ins None 10.0% upfront 35.7% - 41.9% 43.9% - 52.7% 42
Farm Input Loan 19.0% annual, Flat 1 Fee 1 Ins None N/A 25.6% - 40.3% 27.1% - 41.6% 57
Insurance Premium Finance Loan 12.6%-13.5% annual, Flat 0 Fees 0 Ins None N/A 27.2% - 27.3% 27.2% - 27.3% 46
Vijana Business Loan 8.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 13.4% - 13.9% 20.3% - 21.8% 38
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001109
AMPL000109
Arman41,500529,107,0001109
Arohan43,5008,091,0002109
ASA INDIA164,00015,380,0001109
Asirvad113,50019,328,0001109
Asmitha1,114,800217,867,0001109
Bandhan4,048,600674,564,0005109
Belstar123,00023,945,000287
BSFL275,20031,590,0003109
Chaitanya20,7003,748,0003109
Disha Microfin69,00014,332,0002109
Equitas1,220,000186,415,0004109
ESAF354,20043,500,0005109
FFSL150,60035,719,0002109
Fusion66,8009,820,0002109
Grama Vidiyal738,200102,101,0001109
Grameen Koota586,60083,555,00015111
Janalakshmi506,000119,077,0002109
L & T Finance399,80037,199,0001109
MFL331,80049,083,0001109
MMFL175,00023,752,0002109
Mpower13,6002,263,0002109
Sahayata000109
Saija24,7004,682,0002109
Samasta45,5004,809,0002109
Satin405,60090,174,0002109
SCCI115,60015,910,0002109
Share2,195,400376,727,0001109
SKS3,409,000355,029,0002109
SMILE360,20056,927,0001109
SNFL9,4001,779,0001109
Sonata Finance158,20022,724,0003111
Spandana533,400147,240,0002109
Suryoday78,60014,713,0003109
SVCL118,20018,886,0001109
Swadhaar92,80017,166,0003109
Trident68,7008,852,0001109
Ujjivan913,300160,848,0005109
Utkarsh168,60025,915,0003109
VFS175,40019,264,0002109
Asomi50,3004,743,0002141
AES India3,600286,0001141
Arth2,900611,0002141
Asomi50,3004,743,0002141
Barasat GS1,10099,508.021141
BJS6,000468,0001141
Cashpor417,00050,452,0001140
Credible10,0001,669,540.362141
DIBAKAR1,800145,0001140
GOF65,2005,388,0004140
Hope62,6004,407,0001138
Jaago2,700237,0001139
LOK4,900573,0001140
Nano25,6003,660,0002141
NBSAAVS28,1002,821,0001138
Nirantara8,200917,0002140
Parama7,100482,0001140
Pragathi26,2004,579,0006140
PWMACS36,5005,946,0001140
Saadhana90,90012,046,0002140
Sambhav1,500183,0003140
Seba Rahara6,700468,0001140
SU61,1005,498,0001140
Swayanshree7,900918,0002140
Vikas Samiti1,600168,0001140
Vistaar4,3001,157,0002138
We The People1,100244,0002140
WEMCS1,10085,0001140
Yukti1,10099,0002140
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