2. ECLOF Kenya
Please note that the information you are viewing is 135 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. AMRET
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Kenya Ecumenical Loan Fund (ECLOF) P.O. Box 34889Nairobi
Data approved: 2013-05-29
Data version: 2
Age of data: 135 months
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Institution

Microfinance Institution "Amret" # 35BA, St.169, Sangkat Veal VongKhan 7 MakaraPhnom Penh, Cambodia855
Data approved: 2010-09-22
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.eclof-kenya.org/
Year established1994
Head of InstitutionMary Munyiri
Regions activeCentral, Eastern, Nairobi, Nyanza, Rift Valley, Western
# Branches16

Total Portfolio (nat'l)KES 470,400,975
Total Portfolio (USD)USD 5,681,171.20
Active clients with loans19,987
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsECLOF International, AMFI
FundersECLOF International, Water.org, Church of Sweden

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established1991
Head of InstitutionChea Phalarin
Regions active0
# Branches44

Total Portfolio (nat'l)N/A
Total Portfolio (USD)N/A
Active clients with loans226,434
Approximate % female clientsN/A
Approximate % urban clientsN/A
Network affiliations
Funders

Loan Products » Summary

Elimu Bora
508 Borrowers
USD 111,767.38 Portfolio
Active Product
Jinue
1,537 Borrowers
USD 328,271.94 Portfolio
Active Product
Jiwezeshe
17,182 Borrowers
USD 4,794,419.57 Portfolio
Active Product
Tatua Shida
82 Borrowers
USD 13,964.15 Portfolio
Active Product
Ukulima
292 Borrowers
USD 78,317.39 Portfolio
Active Product
Afya
629 Borrowers
USD 36,442.09 Portfolio
Active Product
Maji Safi
206 Borrowers
USD 63,307.34 Portfolio
Active Product
Boma Safi
83 Borrowers
USD 29,045.35 Portfolio
Active Product
Enterprise
Retired Product

Loan Products » Summary

Biodigest
4 Borrowers
USD 2,400 Portfolio
Active Product
Business-KHR
19,854 Borrowers
USD 7,540,675.23 Portfolio
Active Product
Business-USD
16,251 Borrowers
USD 16,249,899 Portfolio
Active Product
Consmptn-KHR
1,574 Borrowers
USD 616,475.60 Portfolio
Active Product
Consmptn-USD
1,778 Borrowers
USD 1,258,048 Portfolio
Active Product
Home KHR
1,909 Borrowers
USD 723,728.45 Portfolio
Active Product
Home USD
1,628 Borrowers
USD 1,324,539 Portfolio
Active Product
Sol Credit
187,940 Borrowers
USD 35,464,500 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Elimu Bora Loan KES 5,000 - 200,000 3 - 12 40% - 60% 0% - 20% Education Women, Men, Have business Credit Educ, Credit Ins
Jinue Loan KES 5,000 - 30,000 6 - 18 40% - 60% 0% - 20% Business, Consumer Women, Men, Have business Credit Educ, Credit Ins
Jiwezeshe Loan KES 5,000 - 300,000 6 - 36 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Credit Ins
Tatua Shida Loan KES 5,000 - 50,000 3 - 6 40% - 60% 0% - 20% Any Purpose Women, Men, Have business Credit Educ, Credit Ins
Ukulima Loan KES 5,000 - 200,000 6 - 12 40% - 60% 20% - 40% Agriculture Women, Men, Have business Credit Educ, Credit Ins
Afya Loan KES 8,666 - 21,420 3 - 12 40% - 60% 20% - 40% Other Women, Men, Have business Credit Educ, Credit Ins
Maji Safi Loan KES 5,000 - 100,000 9 - 24 40% - 60% 20% - 40% Other Women, Men, Have business Credit Educ, Credit Ins
Boma Safi Loan KES 5,000 - 200,000 6 - 24 40% - 60% 20% - 40% Other Women, Men, Have business Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biodigester Loan (USD) USD 150 - 1,000 0 60% - 80% 0% - 20%
Business Loan (KHR) KHR 400,000 - 40,000,000 0 60% - 80% 0% - 20% Business
Business Loan (USD) USD 100 - 10,000 3 - 24 60% - 80% 0% - 20% Business Have business, Have home or land
Consumption Loan (KHR) KHR 400,000 - 20,000,000 0 60% - 80% 0% - 20% Consumer, Education
Consumption Loan (USD) USD 100 - 5,000 0 60% - 80% 0% - 20% Consumer, Education
Home Improvement Loan (KHR) KHR 400,000 - 40,000,000 0 60% - 80% 0% - 20% Housing
Home Improvement Loan (USD) USD 100 - 10,000 0 60% - 80% 0% - 20% Housing
Solidarity Credit Loan (KHR) KHR 10,000 - 1,000,000 0 80% - 100% 0% - 20% Any Purpose

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Elimu Bora Loan 18.0% annual, Flat 1 Fee 1 Ins None N/A 33.1% - 36.1% 36.9% - 40.2% 47
Jinue Loan 22.0% annual, Flat 1 Fee 1 Ins None 10.0%-25.0% upfront 200.00 ongoing 42.8% - 45.3% 108% - 170.1% 16
Jiwezeshe Loan 18.0%-20.0% annual, Flat 1 Fee 1 Ins None 10.0%-25.0% upfront 200.00 ongoing 33.6% - 41.6% 61.6% - 91.2% 23
Tatua Shida Loan 22.0% annual, Flat 1 Fee 1 Ins None N/A 45.4% 53% 42
Ukulima Loan 20.0% annual, Flat 1 Fee 1 Ins None N/A 39.5% - 42% 43.6% - 49.6% 44
Afya Loan 19.0% annual, Flat 1 Fee 1 Ins None N/A 34% - 37.8% 37.7% - 42% 46
Maji Safi Loan 20.0% annual, Flat 1 Fee 1 Ins None N/A 39.5% - 42% 43.6% - 49.6% 44
Boma Safi Loan 20.0% annual, Flat 1 Fee 1 Ins None N/A 36.8% - 42% 39.1% - 49.6% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biodigester Loan (USD) 1.2% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Business Loan (KHR) 2.5%-3.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Business Loan (USD) 21.6%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Consumption Loan (KHR) 2.5%-3.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Consumption Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Home Improvement Loan (KHR) 2.5%-3.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Home Improvement Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Solidarity Credit Loan (KHR) 3.0%-3.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Elimu Bora Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None N/A 33.1% - 36.1% 36.9% - 40.2% 47
Jinue Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 10.0%-25.0% upfront 200.00 ongoing 42.8% - 45.3% 108% - 170.1% 16
Jiwezeshe Loan 18.0%-20.0% annual, Flat 1 Fee 1 Ins Ins None 10.0%-25.0% upfront 200.00 ongoing 33.6% - 41.6% 61.6% - 91.2% 23
Tatua Shida Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None N/A 45.4% 53% 42
Ukulima Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None N/A 39.5% - 42% 43.6% - 49.6% 44
Afya Loan 19.0% annual, Flat 1 Fee 1 Ins Ins None N/A 34% - 37.8% 37.7% - 42% 46
Maji Safi Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None N/A 39.5% - 42% 43.6% - 49.6% 44
Boma Safi Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None N/A 36.8% - 42% 39.1% - 49.6% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biodigester Loan (USD) 1.2% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Business Loan (KHR) 2.5%-3.5% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Business Loan (USD) 21.6%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Consumption Loan (KHR) 2.5%-3.5% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Consumption Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Home Improvement Loan (KHR) 2.5%-3.5% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Home Improvement Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Solidarity Credit Loan (KHR) 3.0%-3.5% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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