| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.pawdep.org/ |
| Year established | 2003 |
| Head of Institution | Julius Chege Muiruri |
| Regions active | 0 |
| # Branches | 8 |
| Total Portfolio (nat'l) | KES 480,000,000 |
| Total Portfolio (USD) | USD 5,797,101.45 |
| Active clients with loans | 44,000 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2006 |
| Head of Institution | Emmanuel Victor Kimbowa |
| Regions active | Central, Eastern, Western |
| # Branches | 0 |
| Total Portfolio (nat'l) | UGX 6,100,589,732 |
| Total Portfolio (USD) | USD 2,440,235.89 |
| Active clients with loans | 1,346 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | AMFIU |
| Funders | Gatsby Charitable Foundation |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Emergency Loan | KES 1,000 - 20,000 | 1 | 80% - 100% | 0% - 20% | Any Purpose | Women | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Training of trainers for groups | |||||||
| Endeleza Loan | KES 100,000 - 500,000 | 6 - 20 | 80% - 100% | 0% - 20% | Any Purpose | Women, Can be either to new or graduating clients | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Eligible for scholarships to ISIU through Goldman Sachs 10,000 Women programme, Benefits from educational tours and fairs to display their products | |||||||
| Nuru Loan | KES 5,000 - 200,000 | 15 - 36 | 80% - 100% | 0% - 20% | Any Purpose | Women | Credit Educ, Group Mtgs, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gatsby Microfinance General Loan | UGX 1,000,000 - 30,000,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, The type of business must be in line with the company mission | Tech Asst Visits | |||||||
| Myc4 Loan | UGX 1,000,000 - 30,000,000 | 6 - 24 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Tech Asst Visits |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Emergency Loan | 60.0% annual, Flat | 0 Fees | 0 Ins | None | 33.3% upfront 200.00 ongoing | #N/A | #N/A | N/A | ||||||||
| Endeleza Loan | 15.0% annual, Flat | 0 Fees | 1 Ins | None | 30.0% upfront 200.00 ongoing | #N/A | #N/A | N/A | ||||||||
| Nuru Loan | 18.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 40.0% upfront 200.00 ongoing | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gatsby Microfinance General Loan | 30.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 53.1% - 54.9% | 65.3% - 69.3% | 45 | ||||||||
| Myc4 Loan | 25.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 10.00% upfront | 40.3% - 52.3% | 50.9% - 65.8% | 42 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Emergency Loan | 60.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 33.3% upfront 200.00 ongoing | #N/A | #N/A | N/A | ||||||||
| Endeleza Loan | 15.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 30.0% upfront 200.00 ongoing | #N/A | #N/A | N/A | ||||||||
| Nuru Loan | 18.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 40.0% upfront 200.00 ongoing | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gatsby Microfinance General Loan | 30.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 53.1% - 54.9% | 65.3% - 69.3% | 45 | ||||||||
| Myc4 Loan | 25.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 40.3% - 52.3% | 50.9% - 65.8% | 42 |
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