| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.rafode.org/ |
| Year established | 2005 |
| Head of Institution | Antony Mayodi |
| Regions active | Nyanza, Rift Valley, Western |
| # Branches | 2 |
| Total Portfolio (nat'l) | KES 31,000,000 |
| Total Portfolio (USD) | USD 374,396.14 |
| Active clients with loans | 3,120 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http:// www.prodemffp.com |
| Year established | 2000 |
| Head of Institution | Jose Noel Zamora |
| Regions active | 0 |
| # Branches | 102 |
| Total Portfolio (nat'l) | BOB 2,227,504,361 |
| Total Portfolio (USD) | USD 325,183,118.40 |
| Active clients with loans | 105,784 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | KES 3,000 - 78,000 | 6 - 18 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Home-based care training, HIV/AIDS counseling |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Estacional | BOB 2,500 - 140,000 | 1 - 6 | 40% - 60% | 60% - 80% | Business, Capital de Trabajo | Women, Men, Have business | ||||||||
| Linea de Credito Microefectivo | BOB 1,000 - 80,000 | 6 - 24 | 40% - 60% | 60% - 80% | Business, Capital de Trabajo, Capital de Inversión | Women, Men, Have business | ||||||||
| Relámpago | BOB 400 - 8,000 | 1 - 12 | 40% - 60% | 40% - 60% | Business, Capital de Trabajo, Capital de Inversión | Women, Men, Have business |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 18.0%-36.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront 200.00 ongoing | 38.7% - 125% | 110% - 232.9% | 11 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Estacional | 16.0%-24.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Linea de Credito Microefectivo | 20.0%-32.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Relámpago | 28.0%-38.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 18.0%-36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront 200.00 ongoing | 38.7% - 125% | 110% - 232.9% | 11 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Estacional | 16.0%-24.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Linea de Credito Microefectivo | 20.0%-32.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Relámpago | 28.0%-38.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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