| Outstanding portfolio (KES) | KES 610,400 |
| Portfolio (USD) | USD 7,371.98 |
| Active Clients with Loans | 28 |
| Approximate % Female Clients | 80% - 100% |
| Approximate % Urban Clients | 20% - 40% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | Must be at least 18. |
| Other (2) |
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.parabank.az/ |
| Year established | 1991 |
| Head of Institution | Vali Guliyev |
| Regions active | 0 |
| # Branches | 16 |
| Total Portfolio (nat'l) | AZN 64,721,000 |
| Total Portfolio (USD) | USD 80,901,250 |
| Active clients with loans | 7,573 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumer Loans | AZN 1,000 - 20,000 | 3 - 24 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men, Have home or land, Salaried worker | Credit Educ, Credit Ins | |||||||
| Group Loans | AZN 500 - 2,000 | 3 - 18 | 20% - 40% | 60% - 80% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Micro Loans | AZN 1,000 - 20,000 | 6 - 18 | 20% - 40% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| AZN 20,000 - 200,000 | 6 - 36 | 0% - 20% | 20% - 40% | Business, Housing | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumer Loans | 24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 31.9% - 42.1% | 31.9% - 42.1% | 69 | ||||||||
| Group Loans | 24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 41.7% - 43% | 41.7% - 43% | 56 | ||||||||
| Micro Loans | 24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 30.8% - 40.3% | 30.8% - 40.3% | 69 | ||||||||
| 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.8% | 29.8% | 60 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
