| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://yehu.org/ |
| Year established | 1999 |
| Head of Institution | Adet N. Kachi |
| Regions active | 0 |
| # Branches | 6 |
| Total Portfolio (nat'l) | KES 65,000,000 |
| Total Portfolio (USD) | USD 785,024.15 |
| Active clients with loans | 6,000 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Institution Type | Other |
| Is this institution regulated? | No |
| Website address | http://www.jaago.org/ |
| Year established | 2007 |
| Head of Institution | Pragyesh Singh |
| Regions active | |
| # Branches | 4 |
| Total Portfolio (nat'l) | INR 12,599,383 |
| Total Portfolio (USD) | USD 237,724.21 |
| Active clients with loans | 2,716 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan - Meat Goat | KES 6,000 - 40,000 | 3 - 24 | 80% - 100% | 20% - 40% | Business | Women, Men, Specific age group, Member of Yehu, Must have a regularity in savings and minimum savings amount | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training | |||||||
| Agriculture Loan - Poultry | KES 10,000 - 60,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Specific age group, Member of Yehu, Must have a regularity in savings and minimum savings amount | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training | |||||||
| Business Loan | KES 10,000 - 300,000 | 3 - 24 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business, Specific age group, Must be a registered member of Yehu., Must have shown regularity in savings and a minimum savings amount. | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IGL | INR 5,000 - 20,000 | 8 - 15 | 80% - 100% | 40% - 60% | Business | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Signature, Financial Discipline |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan - Meat Goat | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront 50.00 ongoing | #N/A | #N/A | N/A | ||||||||
| Agriculture Loan - Poultry | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront 50.00 ongoing | #N/A | #N/A | N/A | ||||||||
| Business Loan | 20.0% annual, Flat | 0 Fees | 0 Ins | None | 20.0% upfront 50.00 ongoing | #N/A | #N/A | N/A |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IGL | 0 | 28.9% - 30.6% | 30.1% - 33.3% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IGL | 24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 28.9% - 30.6% | 30.1% - 33.3% | 76 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan - Meat Goat | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront 50.00 ongoing | #N/A | #N/A | N/A | ||||||||
| Agriculture Loan - Poultry | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront 50.00 ongoing | #N/A | #N/A | N/A | ||||||||
| Business Loan | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.0% upfront 50.00 ongoing | #N/A | #N/A | N/A |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IGL | 0 | 28.9% - 30.6% | 30.1% - 33.3% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IGL | 24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 28.9% - 30.6% | 30.1% - 33.3% | 76 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
