Institution Type | Non-Governmental Organization |
Is this institution regulated? | N/A |
Website address | http://www.concernuniversal.org/ |
Year established | 2000 |
Head of Institution | Ezikiel Phiri |
Regions active | 0 |
# Branches | 2 |
Total Portfolio (nat'l) | MWK 185,000,000 |
Total Portfolio (USD) | USD 1,233,333.33 |
Active clients with loans | 40,000 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MAMN, The MIX Market |
Funders | Concern Universal, USAID, FIMA, Irish Aid |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Fumba (Agricultural Loan) | MWK 5,000 - 40,000 | 6 | 80% - 100% | 0% - 20% | ||||||||||
Masika (Village Enterprise Loan) | MWK 1,000 - 90,000 | 4 - 6 | 80% - 100% | 0% - 20% | ||||||||||
Mtenthandevu (Small Holder Tea Growers) | MWK 5,000 - 100,000 | 4 - 6 | 40% - 60% | 0% - 20% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Fumba (Agricultural Loan) | 60.00% annual, Flat | 1 Fee | 0 Ins | N/A | 70.8% | 76% | ||||||||||
Masika (Village Enterprise Loan) | 48.00%-72.00% annual, Flat | 2 Fees | 0 Ins | 90.4% - 92.6% | 107.2% - 109.9% | |||||||||||
Mtenthandevu (Small Holder Tea Growers) | 48.00% annual, Flat | 1 Fee | 0 Ins | 48.4% - 48.7% | 54.7% - 57.3% |
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