Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1993 |
Head of Institution | Silas Murotho |
Regions active | Dedza |
# Branches | 148 |
Total Portfolio (nat'l) | MWK 1,606,853,200 |
Total Portfolio (USD) | USD 4,342,846.49 |
Active clients with loans | 132,000 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MMFN, Micro Credit Summit |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://Néant |
Year established | 2000 |
Head of Institution | Mohamed OUMAYCHA |
Regions active | Beni Mellal-Khenifra, Drâa-Tafilalt |
# Branches | 15 |
Total Portfolio (nat'l) | MAD 6,092,844 |
Total Portfolio (USD) | USD 716,805.18 |
Active clients with loans | 2,720 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Réseau de la Microfinance solidaire au Maroc (RMS) |
Funders | AMSED, Fonds Hassan II, USAID, Fondation Mohamed V |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | MWK 35,000 - 500,000 | 5 - 12 | 20% - 40% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Business Loans | MWK 10,000 - 300,000 | 6 - 24 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | MAD 1,000 - 5,000 | 4 - 12 | 0% | 0% - 20% | Business, Agriculture | Women, Have business | ||||||||
Produit Individuel | MAD 1,500 - 50,000 | 4 - 36 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Have business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins | None | 20.00% upfront | 28.8% - 29.5% | 36% - 36.9% | 82 | ||||||||
Business Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins | None | 20.00% upfront | 49.1% - 53.5% | 69.9% - 76.9% | 40 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | 21.6% annual, Flat | 1 Fee | 0 Ins | None | 1.00%-1.50% ongoing | 37.7% - 40.1% | 43% - 44.5% | 49 | ||||||||
Produit Individuel | 18.0%-20.4% annual, Flat | 1 Fee | 0 Ins | None | N/A | 31.8% - 37.5% | 31.8% - 37.5% | 51 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% upfront | 28.8% - 29.5% | 36% - 36.9% | 82 | ||||||||
Business Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% upfront | 49.1% - 53.5% | 69.9% - 76.9% | 40 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | 21.6% annual, Flat | 1 Fee | 0 Ins Ins | None | 1.00%-1.50% ongoing | 37.7% - 40.1% | 43% - 44.5% | 49 | ||||||||
Produit Individuel | 18.0%-20.4% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 31.8% - 37.5% | 31.8% - 37.5% | 51 |
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