Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2008 |
Head of Institution | Claudien Nsengimana |
Regions active | Maputo Capital, Maputo Province, Inhambane, Gaza |
# Branches | 7 |
Total Portfolio (nat'l) | MZN 51,898,022.01 |
Total Portfolio (USD) | USD 1,707,171.78 |
Active clients with loans | 4,901 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AMOMIF, MIX |
Funders |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.accessbank.co.tz/ |
Year established | 2007 |
Head of Institution | Roland Coulon |
Regions active | Dar es Salaam, Mwanza, Shinyanga, Tabora |
# Branches | 10 |
Total Portfolio (nat'l) | TZS 59,431,169,032 |
Total Portfolio (USD) | USD 37,378,093.73 |
Active clients with loans | 25,446 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 80% - 100% |
Network affiliations | AccessBank Group |
Funders | Access Microfinance Holding AG ( AccessHolding), IFC, KfW, AfDB |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Especial | MZN 10,000 - 60,000 | 4 - 6 | 40% - 60% | 60% - 80% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Grupo Comunitario | MZN 3,000 - 30,000 | 4 - 6 | 60% - 80% | 60% - 80% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Individual | MZN 20,000 - 500,000 | 2 - 12 | 20% - 40% | 80% - 100% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Tsembeka | MZN 3,000 - 15,000 | 4 - 6 | 60% - 80% | 40% - 60% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Pecuária (Criação de frangos de corte) | MZN 10,000 - 300,000 | 2 | 60% - 80% | 40% - 60% | Business | Women, Men | Tech Asst Visits |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | TZS 100,000 - 25,000,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business, operating business atleast for six months | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Agroloan | TZS 100,000 - 25,000,000 | 3 - 18 | 0% - 20% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Especial | 52.0% annual, Flat | 0 Fees | 0 Ins | None | 15.0%-30.0% upfront | 70.6% - 79.8% | 89.3% - 126.5% | 46 | ||||||||
Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 Ins | None | 10.0%-20.0% upfront | 77.5% - 78.7% | 77.5% - 109% | 55 | ||||||||
Individual | 45.5% annual, Flat | 0 Fees | 0 Ins | None | 10.0%-15.0% upfront | 65.2% - 66.6% | 76.1% - 78.1% | 58 | ||||||||
Tsembeka | 32.5% annual, Flat | 0 Fees | 0 Ins | None | 10.0%-15.0% upfront | 48.8% - 50.2% | 50.2% - 59.4% | 58 | ||||||||
Pecuária (Criação de frangos de corte) | 24.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 26% - 39.8% | 26% - 39.8% | 77 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 42.0%-66.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 52.9% - 64.3% | 52.9% - 64.3% | 72 | ||||||||
Agroloan | 42.0%-54.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 54% - 56.4% | 54% - 56.4% | 74 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Especial | 52.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 15.0%-30.0% upfront | 70.6% - 79.8% | 89.3% - 126.5% | 46 | ||||||||
Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.0%-20.0% upfront | 77.5% - 78.7% | 77.5% - 109% | 55 | ||||||||
Individual | 45.5% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.0%-15.0% upfront | 65.2% - 66.6% | 76.1% - 78.1% | 58 | ||||||||
Tsembeka | 32.5% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.0%-15.0% upfront | 48.8% - 50.2% | 50.2% - 59.4% | 58 | ||||||||
Pecuária (Criação de frangos de corte) | 24.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 26% - 39.8% | 26% - 39.8% | 77 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 42.0%-66.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 52.9% - 64.3% | 52.9% - 64.3% | 72 | ||||||||
Agroloan | 42.0%-54.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 54% - 56.4% | 54% - 56.4% | 74 |
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