2. AZADER
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Equitas
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Associacao Zambeziana Para o Desenvolvimento Rural Rua dos Trabalhadores,Edificio da OTM,QuelimaneRua Joaquim ChissanoGurue, Zambezia
Data approved: 2012-01-21
Data version: 1
Age of data: 151 months

Institution

Equitas 4th Floor, Temple Tower, 672 Anna Salai, NandanamChennai, Tamil Nadu600035
Data approved: 2011-01-06
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2008
Head of InstitutionRaul Cardoso
Regions active
# Branches2

Total Portfolio (nat'l)MZN 500,000
Total Portfolio (USD)USD 16,447.37
Active clients with loans200
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMOMIF
FundersFARE

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.equitas.in/
Year established2007
Head of InstitutionPN Vasudevan
Regions active0
# Branches276

Total Portfolio (nat'l)INR 9,568,069,000
Total Portfolio (USD)USD 212,623,755.60
Active clients with loans1,395,978
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMFIN

Loan Products » Summary

Agricultura
120 Borrowers
USD 13.16 Portfolio
Active Product
Comercio
80 Borrowers
USD 3,289.47 Portfolio
Active Product

Loan Products » Summary

Additional Micro-Credit
94,472 Borrowers
USD 2,842,053 Portfolio
Active Product
Primary Loans
1,134,782 Borrowers
USD 117,975,591 Portfolio
Active Product
3rd Cycle
0 Borrowers
Portfolio
Active Product
Additional Micro Credit - Upcountry
Retired Product
Additional Micro credit -Metro
Retired Product
Gurukul Loan
Retired Product
Primary Loans - Metro
Retired Product
Primary loans - Rural
Retired Product
Primary Loans - Upcountry
Retired Product
Second cycle loan - Metro
Retired Product
Second Cycle Loan - Upcountry
Retired Product
Shiksha Loan
Retired Product
Vidya loan - Metro
Retired Product
Vidya loan - Upcountry
Retired Product
Vidya Loan
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito a Agricultura MZN 5,000 - 10,000 3 - 12 40% - 60% 0% - 20% Agriculture Women, Men, Have business, Have home or land Tech Asst Visits
Credito ao Comercio MZN 2,000 - 10,000 3 - 12 60% - 80% 60% - 80% Any Purpose Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Additional Micro-Credit INR 3,000 - 3,000 6 - 9 80% - 100% 80% - 100% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins
Primary Loans INR 10,100 - 12,000 24 80% - 100% 80% - 100% Business Women, Have business, either client runs business or husband runs business and the client has an active role Credit Educ, Group Mtgs, Credit Ins
Third Cycle Loan INR 10,100 - 15,000 24 80% - 100% 0% Business Women, Have business Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito a Agricultura 30.0% annual, Decl Bal 1 Fee 1 Ins None N/A 62% - 86% 65.9% - 92.9% 40
Credito ao Comercio 54.0% annual, Decl Bal 1 Fee 1 Ins None N/A 54.2% - 188.6% 57.6% - 197% 45

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Additional Micro-Credit 0% 24.5% - 25.9% 25.3% - 27% N/A
Primary Loans 0% 25.9% - 26.8% 26.7% - 27.4% N/A
Third Cycle Loan 0% 26.6% 28.3% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Additional Micro-Credit 25.3%-26.3% annual, Decl Bal 0 Fees 0 Ins None N/A 24.5% - 25.9% 25.3% - 27% 96
Primary Loans 25.5% annual, Decl Bal 1 Fee 0 Ins None N/A 25.9% - 26.8% 26.7% - 27.4% 94
Third Cycle Loan 25.4% annual, Decl Bal 0 Fees 1 Ins None N/A 26.6% 28.3% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito a Agricultura 30.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 62% - 86% 65.9% - 92.9% 40
Credito ao Comercio 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 54.2% - 188.6% 57.6% - 197% 45

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Additional Micro-Credit 0% 24.5% - 25.9% 25.3% - 27% N/A
Primary Loans 0% 25.9% - 26.8% 26.7% - 27.4% N/A
Third Cycle Loan 0% 26.6% 28.3% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Additional Micro-Credit 25.3%-26.3% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 24.5% - 25.9% 25.3% - 27% 96
Primary Loans 25.5% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 25.9% - 26.8% 26.7% - 27.4% 94
Third Cycle Loan 25.4% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 26.6% 28.3% 90
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Key Statistics
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