2. Salve
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  2. Grameen Koota
Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Caritas Salve Credit Cooperative RM. 24 Caritas Bldg., Caritas Manila Compound2002 Jesus St., PandacanManila1011
Data approved: 2011-11-15
Data version: 1
Age of data: 153 months

Institution

Grameen Financial Services Pvt. Ltd. (Grameen Koota) AvalahaliJP Nagar-9th PhaseBanglore, Karnataka560062
Data approved: 2012-02-06
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.caritas.org.ph/
Year established2006
Head of InstitutionFr. Mario Castillo CM
Regions active
# Branches19

Total Portfolio (nat'l)PhP 57,042,219.37
Total Portfolio (USD)USD 1,364,646.40
Active clients with loans12,142
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsCaritas Manila/United Church Cooperative, Metro South Cooperative Bank, Vincentian Family Multi-Purpose Cooperative, Caritas et labora Human Resource Cooperative
FundersCaritas Manila, Radyo Veritas, Bahay Pari MPC

Institution Details

Institution TypeSect25
Is this institution regulated?Yes
Website addresshttp://www.gfspl.in/
Year established1999
Head of InstitutionSuresh K. Krishna
Regions active0
# Branches174

Total Portfolio (nat'l)INR 1,966,900,000
Total Portfolio (USD)USD 37,111,320.75
Active clients with loans274,850
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsSa-dhan, akmi, MFIN

Loan Products » Summary

Regular 11
659 Borrowers
USD 62,896.77 Portfolio
Active Product
Regular 15
693 Borrowers
USD 97,589.52 Portfolio
Active Product
Regular 23
9,551 Borrowers
USD 1,031,446.29 Portfolio
Active Product

Loan Products » Summary

Emergency
138,730 Borrowers
USD 1,453,237.40 Portfolio
Active Product
Water Conn
3,527 Borrowers
USD 144,256.40 Portfolio
Active Product
IGL-Pragati
161,167 Borrowers
USD 18,925,320.75 Portfolio
Active Product
IGL-Pragati+
8,394 Borrowers
USD 353,506.25 Portfolio
Active Product
Indiv
3,219 Borrowers
USD 985,990.98 Portfolio
Active Product
Sanitation
5,260 Borrowers
USD 509,548.58 Portfolio
Active Product
Siksha
10 Borrowers
USD 1,509.43 Portfolio
Low Volume Product
General Loan
Retired Product
Income Generating Loan
Retired Product
Individual Loan (Offered by "Maarg" Division of GFS)
Retired Product
Supplementary Loan
Retired Product
Supplementary Loan 2
Retired Product
Water and Sanitation Loan
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Regular Loan - 11 weeks PHP 2,000 - 150,000 2.6 80% - 100% 80% - 100% Business Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life insurance, Values Formation
Regular Loan - 15 weeks PHP 2,000 - 150,000 3.5 80% - 100% 80% - 100% Business Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Regular Loan - 23 weeks PHP 2,000 - 150,000 5.3 80% - 100% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life insurance, Values Formation, Marketing Assistance, Business Development

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Emergency Loan INR 1,000 - 1,000 2.5 80% - 100% 20% - 40% Any Purpose Women Credit Educ, Group Mtgs, Business Training
Water Connection Loan INR 5,000 - 5,000 24 80% - 100% 0% - 20% Housing, For taking water connection Women, Have home or land Credit Educ, Group Mtgs, Credit Ins, Business Training
IGL-Pragati INR 5,000 - 15,000 12 80% - 100% 0% - 20% Business Women
IGL-Pragati Plus INR 16,000 - 25,000 24 80% - 100% 0% - 20% Business Women
Individual Loan INR 10,000 - 50,000 3 - 9 20% - 40% 80% - 100% Business Women, Men, Have business Credit Educ
Sanitation Loan INR 7,000 - 10,000 24 0% 0% Housing, For construction of toilets Women, Have home or land Group Mtgs, Business Training
Siksha Loan INR 10,000 - 15,000 3 - 6 0% 0% Education Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Regular Loan - 11 weeks 40.0% annual, Flat 1 Fee 1 Ins None 50.00 ongoing 103.1% 108.1% - 118.2% 36
Regular Loan - 15 weeks 37.6% annual, Flat 1 Fee 1 Ins None 50.00 ongoing 92.6% 96.4% - 111.7% 37
Regular Loan - 23 weeks 30.0% annual, Flat 1 Fee 1 Ins None 50.00 ongoing 71.8% 77.5% - 96.2% 36

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Emergency Loan 0% 29.1% 30.1% N/A
Water Connection Loan 0% 0% 0% N/A
IGL-Pragati 0% 0% 0% N/A
IGL-Pragati Plus 0% 0% 0% N/A
Individual Loan 0% 41.3% - 41.4% 42.7% - 44.1% N/A
Sanitation Loan 0% 0% 0% N/A
Siksha Loan 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Emergency Loan 18.8% annual, Decl Bal 1 Fee 0 Ins None N/A 29.1% 30.1% 63
Water Connection Loan 21.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
IGL-Pragati 26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
IGL-Pragati Plus 26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Individual Loan 36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 41.3% - 41.4% 42.7% - 44.1% 83
Sanitation Loan 21.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Siksha Loan 28.3% annual, Decl Bal 0 Fees 0 Ins None None 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Regular Loan - 11 weeks 40.0% annual, Flat 1 Fee 1 Ins Ins None 50.00 ongoing 103.1% 108.1% - 118.2% 36
Regular Loan - 15 weeks 37.6% annual, Flat 1 Fee 1 Ins Ins None 50.00 ongoing 92.6% 96.4% - 111.7% 37
Regular Loan - 23 weeks 30.0% annual, Flat 1 Fee 1 Ins Ins None 50.00 ongoing 71.8% 77.5% - 96.2% 36

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Emergency Loan 0% 29.1% 30.1% N/A
Water Connection Loan 0% 0% 0% N/A
IGL-Pragati 0% 0% 0% N/A
IGL-Pragati Plus 0% 0% 0% N/A
Individual Loan 0% 41.3% - 41.4% 42.7% - 44.1% N/A
Sanitation Loan 0% 0% 0% N/A
Siksha Loan 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Emergency Loan 18.8% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.1% 30.1% 63
Water Connection Loan 21.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
IGL-Pragati 26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
IGL-Pragati Plus 26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Individual Loan 36.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 41.3% - 41.4% 42.7% - 44.1% 83
Sanitation Loan 21.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Siksha Loan 28.3% annual, Decl Bal 0 Fees 0 Ins Ins None None 0% 0% N/A
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Key Statistics
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# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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