Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1991 |
Head of Institution | Sabiniano Canama |
Regions active | |
# Branches | 32 |
Total Portfolio (nat'l) | PhP 409,216,565 |
Total Portfolio (USD) | USD 9,789,869.98 |
Active clients with loans | 38,257 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | NATCCO, MASS-SPECC, MOFECO, LZMCN |
Funders |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2004 |
Head of Institution | Delphin NGAMIJE |
Regions active | 0 |
# Branches | 13 |
Total Portfolio (nat'l) | RWF 1,800,000,000 |
Total Portfolio (USD) | USD 3,050,847.46 |
Active clients with loans | 12,000 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AMIR, Terrafina |
Funders | Trovaire, International Alert, Oxfam GB, PDRCIU |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | PHP 3,000 - 15,000 | 3 - 6 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Micro Non-Grameen | PHP 3,000 - 150,000 | 1 - 6 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land | Tech Asst Visits, Business Training | |||||||
Regular Loan | PHP 3,000 - 300,000 | 1 - 36 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Have business | Credit Educ, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | RWF 500,000 - 2,500,000 | 12 | 60% - 80% | 0% - 20% | ||||||||||
Credit Femme Entrepreneur Loan | RWF 600,000 - 4,000,000 | 3 - 36 | 60% - 80% | 0% - 20% | ||||||||||
Group Solidaire Commerce Loan | RWF 500,000 - 2,500,000 | 6 - 8 | 60% - 80% | 0% - 20% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | 36.0% annual, Flat | 1 Fee | 2 Ins | None | 3.0% upfront 100.00 upfront 10.00 ongoing | 90.8% - 138.9% | 112.2% - 202.2% | 27 | ||||||||
Micro Non-Grameen | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 1.0% upfront 500.00 upfront | 59.3% | 65.7% - 80% | 70 | ||||||||
Regular Loan | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 2.0% upfront 500.00 upfront | 32% - 63.1% | 34.3% - 74.5% | 63 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 31.2% - 33.3% | 43.6% - 47% | |||||||||||
Credit Femme Entrepreneur Loan | 15.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 25.9% - 27.9% | 26.3% - 28.2% | ||||||||||
Group Solidaire Commerce Loan | 24.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 32.9% - 42.2% | 101% - 137.2% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | 36.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 3.0% upfront 100.00 upfront 10.00 ongoing | 90.8% - 138.9% | 112.2% - 202.2% | 27 | ||||||||
Micro Non-Grameen | 48.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 1.0% upfront 500.00 upfront | 59.3% | 65.7% - 80% | 70 | ||||||||
Regular Loan | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 2.0% upfront 500.00 upfront | 32% - 63.1% | 34.3% - 74.5% | 63 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 31.2% - 33.3% | 43.6% - 47% | |||||||||||
Credit Femme Entrepreneur Loan | 15.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 25.9% - 27.9% | 26.3% - 28.2% | ||||||||||
Group Solidaire Commerce Loan | 24.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 32.9% - 42.2% | 101% - 137.2% |
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