2. MWIMPC
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Maranding Women Investors Multipurpose Cooperative 2nd Floor, Fabian Flores Cultural CenterMarandingLala, Lanao del Norte/Region X9211
Data approved: 2011-12-07
Data version: 1
Age of data: 151 months

Product

Individual Loan Product 1 of 4 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 40,662,043.49
Portfolio (USD)USD 972,776.16
Active Clients with Loans5,000
Approximate % Female Clients80% - 100%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Regular loan which aims to provide an individual additional capital to microentrepreneurs
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried workerx
Must be specific age groupx
Other18-69 y.o.
Other (2)CI/BI
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 5,000
Maximum loan size300,000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term12.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Dailyx
Weeklyx
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest3.00%
Highest quoted nominal interest3.00%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1Fee 2
DescriptionService ChargeNotarial Fee
% of loan amount - min3.00%0
% of loan amount - max3.00%0
OR, Fixed amount - min0100
Fixed amount - max0100
Reason for variationN/A
Appears on Repayment Sched?NoNo
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionLoan Insurance
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min60
Fixed amount - max7,200
Reason for variationPHP 2. per thousand x no. of months.
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited20.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedPHP 80
Conditions on access to depositAccess During
Interest Paid on Deposit
Minimum interest rate paid5.00%
Maximum interest rate paid5.00%
Interest payment frequencyQuarterly
Taxes
Are taxes charged on this product?No
Additional Comments
Savings(Prior): 1% CBU & 1% Savings to apply not deducted from loan proceeds. Savings (Periodic): PHP 3. Savings + PHP 5. CBU.

Full Pricing Data

Individual Loan samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountPHP 8,000PHP 20,000PHP 30,000PHP 60,000PHP 100,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2011-08-082011-08-082011-06-212011-07-302011-05-24
Loan Term (Months)6.1 months6.1 months12.0 months6.0 months6.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp         
Interest and Fee Component49.3%57.2%69.2%41.0%57.7%
Insurance Component4.9%4.9%5.6%4.5%5.1%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component-13.4%59.2%35.4%20.9%45.0%
Full APR (int fee ins tax dep)40.8%121.3%110.2%66.3%107.8%
Transparency Index8830335433
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Individual Loan Price Graphs


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  2. KREDIT
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CREDIT #18, Street 422ChamkarmornPhnom penh, PPN/A
Data approved: 2010-09-22
Data version: 1
Age of data: -   months 
Choose version

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established2000
Head of InstitutionChan Mach
Regions active0
# Branches7

Total Portfolio (nat'l)N/A
Total Portfolio (USD)N/A
Active clients with loans35,065
Approximate % female clientsN/A
Approximate % urban clientsN/A
Network affiliations
Funders

Loan Products » Summary

IDR-AGR-KHR
6,570 Borrowers
USD 2,941,391.48 Portfolio
Active Product
ID-AGR-USD
27 Borrowers
USD 21,050 Portfolio
Active Product
ID-KHR
8,018 Borrowers
USD 2,060,020.59 Portfolio
Active Product
ID-USD
15,968 Borrowers
USD 13,606,389.73 Portfolio
Active Product
SG-AGR-KHR
494 Borrowers
USD 68,904.64 Portfolio
Active Product
SG-KHR
1,414 Borrowers
USD 98,884.95 Portfolio
Active Product
SG-USD
132 Borrowers
USD 12,435.25 Portfolio
Active Product
SME-USD
5 Borrowers
USD 74,756.67 Portfolio
Active Product
VSU-KHR
2,720 Borrowers
USD 293,287.32 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
ID-AGR-KHR KHR 100,000 - 4,000,000 0 80% - 100% 0% - 20% Business, Housing, Consumer
ID-AGR-USD USD 100 - 1,000 0 80% - 100% 0% - 20% Business, Housing, Consumer
ID-KHR KHR 200,000 - 40,000,000 0 80% - 100% 20% - 40% Business, Housing, Consumer
ID-USD USD 100 - 10,000 0 80% - 100% 20% - 40% Business, Housing, Consumer
SG-AGR-KHR KHR 100,000 - 1,200,000 0 80% - 100% 0% - 20% Business, Housing, Consumer Group Mtgs
SG-KHR KHR 100,000 - 1,200,000 0 80% - 100% 0% - 20% Business, Housing, Consumer Group Mtgs
SG-USD USD 50 - 300 0 80% - 100% 0% - 20% Business, Housing, Consumer Credit Educ, Group Mtgs
SME-USD USD 10,000 - 30,000 4 - 24 80% - 100% 80% - 100% Business Have business, Have home or land
VSU-KHR KHR 50,000 - 800,000 0 80% - 100% 0% - 20% Business, Housing, Consumer Credit Educ, Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ID-AGR-KHR 3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 30.4% - 36.5% 30.4% - 36.5% -1
ID-AGR-USD 2.8%-3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 32.8% - 33.5% 32.8% - 33.5% -1
ID-KHR 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.1% - 36.5% 34.1% - 36.5% -1
ID-USD 2.0%-2.5% annual, Decl Bal 0 Fees 0 Ins None N/A 23.1% - 31.1% 23.1% - 31.1% -1
SG-AGR-KHR 3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 36.5% - 36.6% 36.5% - 36.6% -1
SG-KHR 3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 36.5% 36.5% -1
SG-USD 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 28.8% - 31.2% 28.8% - 31.2% -1
SME-USD 19.2%-21.6% annual, Decl Bal 1 Fee 0 Ins None N/A 20% - 22.5% 20% - 22.5% N/A
VSU-KHR 2.9% annual, Decl Bal 0 Fees 0 Ins None N/A 34.6% - 34.7% 34.6% - 34.7% -1
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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