| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | IAN ERIC S. PAMA |
| Regions active | |
| # Branches | 3 |
| Total Portfolio (nat'l) | PhP 28,130,268 |
| Total Portfolio (USD) | USD 672,972.92 |
| Active clients with loans | 1,772 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Rural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC), Iloilo Federation of Rural Bankers |
| Funders |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.basixindia.com/ |
| Year established | 1996 |
| Head of Institution | Mr. Manmathdalai |
| Regions active | 0 |
| # Branches | 138 |
| Total Portfolio (nat'l) | INR 11,024,902 |
| Total Portfolio (USD) | USD 244,997.82 |
| Active clients with loans | 1,199,141 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MFIN, Sadhan |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BUGANA | PHP 3,000 - 150,000 | 2 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Farmers with Multiple Sources of Income | Credit Ins | |||||||
| LEADS ME | PHP 5,000 - 150,000 | 2 - 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Agri Allied Loan | INR 8,000 - 30,000 | 23 - 24 | 20% - 40% | 0% - 20% | For improving dairy livelihoods and buying inputs, purchase of mulch animals,procurement of fodder | Women, Men, Joint Liability Group | Credit Ins | |||||||
| Samruddhi Crop Loan | INR 10,000 - 30,000 | 11 | 20% - 40% | 0% - 20% | Business, only for working for capital crop cultivation , purchase of agriculture inputs i.e. seeds, fertili | Women, Men, All farmers including tenant farmers engaged in cultivation of field crops | Credit Ins | |||||||
| Samruddhi Micro Enterprise (NFS) Loan | INR 10,000 - 30,000 | 23 - 24 | 40% - 60% | 0% - 20% | Business, For establishment cost,fixed cost,working capital | Women, Men, Joint Liability Group | Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Agri Allied Loan | 0% | 25% - 25.3% | 25% - 25.3% | N/A | ||||||||||
| Samruddhi Crop Loan | 0% | 26% - 27.8% | 29.9% - 31.7% | N/A | ||||||||||
| Samruddhi Micro Enterprise (NFS) Loan | 0% | 25.1% - 25.4% | 25.1% - 25.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Agri Allied Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 25% - 25.3% | 25% - 25.3% | 95 | ||||||||
| Samruddhi Crop Loan | 21.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 26% - 27.8% | 29.9% - 31.7% | 68 | ||||||||
| Samruddhi Micro Enterprise (NFS) Loan | 24.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 25.1% - 25.4% | 25.1% - 25.4% | 95 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Agri Allied Loan | 0% | 25% - 25.3% | 25% - 25.3% | N/A | ||||||||||
| Samruddhi Crop Loan | 0% | 26% - 27.8% | 29.9% - 31.7% | N/A | ||||||||||
| Samruddhi Micro Enterprise (NFS) Loan | 0% | 25.1% - 25.4% | 25.1% - 25.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Agri Allied Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 25% - 25.3% | 25% - 25.3% | 95 | ||||||||
| Samruddhi Crop Loan | 21.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 26% - 27.8% | 29.9% - 31.7% | 68 | ||||||||
| Samruddhi Micro Enterprise (NFS) Loan | 24.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 25.1% - 25.4% | 25.1% - 25.4% | 95 |
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