| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | No |
| Website address | http://www.kfinance.co.tz/ |
| Year established | 2008 |
| Head of Institution | Devotha Ntuke Minzi |
| Regions active | 0 |
| # Branches | 0 |
| Total Portfolio (nat'l) | TZS 250,000,000 |
| Total Portfolio (USD) | USD 166,666.67 |
| Active clients with loans | 1,002 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | TAMFI, BNI(Business Network International) |
| Funders |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.saija.in/ |
| Year established | 2007 |
| Head of Institution | S. R. Sinha |
| Regions active | 0 |
| # Branches | 4 |
| Total Portfolio (nat'l) | INR 47,310,970 |
| Total Portfolio (USD) | USD 1,051,354.89 |
| Active clients with loans | 9,175 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | TZS 1,000,000 - 30,000,000 | 1 - 6 | 40% - 60% | 80% - 100% | ||||||||||
| Group Loan (Jikw Amue) | TZS 100,000 - 1,100,000 | 6 | 60% - 80% | 20% - 40% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Saija Karobar Rin - Business JLG | INR 10,000 - 20,000 | 6 - 7 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
| Saija Mahila Rin - Household JLG | INR 8,000 - 8,000 | 12 | 80% - 100% | 80% - 100% | Business, Housing, Education | Women | Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 96.9% - 101.8% | 96.9% - 101.8% | 36 | |||||||||
| Group Loan (Jikw Amue) | 48.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 91.4% - 118.5% | 147.5% - 301% | 23 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Saija Karobar Rin - Business JLG | 0% | 46.8% - 52.7% | 49.3% - 58.3% | N/A | ||||||||||
| Saija Mahila Rin - Household JLG | 0% | 38% | 41.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Saija Karobar Rin - Business JLG | 18.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 46.8% - 52.7% | 49.3% - 58.3% | 34 | ||||||||
| Saija Mahila Rin - Household JLG | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 38% | 41.4% | 36 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 96.9% - 101.8% | 96.9% - 101.8% | 36 | |||||||||
| Group Loan (Jikw Amue) | 48.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 91.4% - 118.5% | 147.5% - 301% | 23 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Saija Karobar Rin - Business JLG | 0% | 46.8% - 52.7% | 49.3% - 58.3% | N/A | ||||||||||
| Saija Mahila Rin - Household JLG | 0% | 38% | 41.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Saija Karobar Rin - Business JLG | 18.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 46.8% - 52.7% | 49.3% - 58.3% | 34 | ||||||||
| Saija Mahila Rin - Household JLG | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 38% | 41.4% | 36 |
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