| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2000 |
| Head of Institution | A.Y.Ghuhia |
| Regions active | Kilimanjaro |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 5,079,003,643 |
| Total Portfolio (USD) | USD 3,194,341.91 |
| Active clients with loans | 4,004 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | TAMFI |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loans | TZS 500,000 - 5,000,000 | 12 | 40% - 60% | 0% - 20% | Business | Women, Men | Business Training | |||||||
| Group Loans | TZS 100,000 - 2,200,000 | 3 - 6 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Business Training | |||||||
| Business Loans | TZS 100,000 - 100,000,000 | 6 - 24 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Tech Asst Visits, Other Training | |||||||
| Salaried Loans | TZS 100,000 - 9,000,000 | 1 - 36 | 40% - 60% | 60% - 80% | Consumer | Women, Men, Salaried worker | Credit Educ, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loans | 30.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 15.00% upfront | 31.9% | 40.1% | 74 | ||||||||
| Group Loans | 30.00% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 57.7% - 61.5% | 78.8% - 86.5% | 37 | ||||||||
| Business Loans | 21.60% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 32.2% - 41.1% | 42.8% - 58.4% | 43 | ||||||||
| Salaried Loans | 10.00%-18.00% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34.4% - 37.9% | 35.3% - 39.3% | 26 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 137 |
| Comicoka | 827 | 758,435 | 4 | 137 |
| COOJAD | 511 | 823,215 | 6 | 137 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 137 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 137 |
| Goshen | 2,076 | 3,716,008 | 5 | 154 |
| Inkingi | 2,648 | 2,593,366 | 5 | 154 |
| RML | 4,960 | 3,473,781 | 3 | 137 |
| UCU | 3,391 | 1,603,524 | 4 | 137 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 154 |
| Wisigara | 2,177 | 904,708 | 3 | 137 |
| Zamuka | 253 | 124,445 | 3 | 137 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 154 |
| Key Statistics | |
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| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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