2. VF Uganda
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. ESAF
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Institution

Vision Fund Uganda Plot 256, Block 28, Bombo RoadMakerere-KavuleKampala, CentralPO Box 24751
Data approved: 2012-10-04
Data version: 2
Age of data: 139 months
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Institution

ESAF Microfinance & Investments (P) LTD NO. 5A, 5th FLOORPURASAWALKAMChennai, Tamil Nadu600084
Data approved: 2010-11-15
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.visionfunduganda.co.ug
Year established1997
Head of InstitutionStephen Nnawuba
Regions activeCentral, Eastern, Northern
# Branches13

Total Portfolio (nat'l)UGX 8,054,187,154
Total Portfolio (USD)USD 3,221,674.86
Active clients with loans13,072
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsVision Fund International, AMFIU
FundersWorld Vision International

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established1996
Head of InstitutionK.PAUL THOMAS
Regions active0
# Branches105

Total Portfolio (nat'l)INR 1,561,228,229
Total Portfolio (USD)USD 34,693,960.64
Active clients with loans220,011
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

Business Idv
2,940 Borrowers
USD 1,218,609 Portfolio
Active Product
FP Agric
8,026 Borrowers
USD 1,720,398 Portfolio
Active Product
Business CB
1,890 Borrowers
USD 243,729 Portfolio
Active Product
VC Educ
212 Borrowers
USD 34,203 Portfolio
Active Product
Land Acq
4 Borrowers
USD 4,336 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

GL
37,676 Borrowers
USD 2,251,389.09 Portfolio
Active Product
IGL
211,746 Borrowers
USD 31,891,022.89 Portfolio
Active Product
Jeevandhara
1,775 Borrowers
USD 131,947.11 Portfolio
Active Product
Nirmal
363 Borrowers
USD 75,367 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Individual loan UGX 500,000 - 10,000,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Farmer's Pride Agricultural Loan UGX 100,000 - 10,000,000 3 - 12 20% - 40% 0% - 20% Any Purpose, Related to Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Vision Fund Business Community Bank Loan UGX 50,000 - 2,000,000 3 - 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Vision for the Child Education Loan UGX 50,000 - 1,000,000 3 - 6 40% - 60% 0% - 20% Education Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan INR 6,000 - 8,000 12 80% - 100% 0% - 20% Any Purpose Women, Men Credit Educ, Group Mtgs, Business Training
Income Generation Loan INR 10,000 - 20,000 12 80% - 100% 0% - 20% Business Women, Men Credit Educ, Group Mtgs, Business Training
Jeevandhara INR 3,000 - 12,000 12 - 24 80% - 100% 0% - 20% For installing water connection Women, Men Credit Educ, Group Mtgs
Nirmal INR 6,000 - 12,000 12 - 24 80% - 100% 0% - 20% for sanitation Purposes Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Individual loan 36.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 61% - 63.9% 81.1% - 86.1% 42
Farmer's Pride Agricultural Loan 36.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 54% - 56.2% 70.4% - 73.5% 49
Vision Fund Business Community Bank Loan 36.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 64.6% - 64.8% 88.9% - 89.1% 40
Vision for the Child Education Loan 36.00% annual, Decl Bal 1 Fee 1 Ins None 10.00% upfront 41.1% - 47.7% 60.4% - 72% 55

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
General Loan 0% 0% - 57.5% 0% - 31.7% N/A
Income Generation Loan 0% 31.2% - 31.7% 31.2% - 31.7% N/A
Jeevandhara 0% 28.2% 28.2% N/A
Nirmal 0% 28.2% 28.2% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 17.0% annual, Flat 0 Fees 0 Ins None N/A 0% - 57.5% 0% - 31.7% N/A
Income Generation Loan 17.0% annual, Flat 0 Fees 0 Ins None N/A 31.2% - 31.7% 31.2% - 31.7% 53
Jeevandhara 15.0% annual, Flat 0 Fees 0 Ins None N/A 28.2% 28.2% 53
Nirmal 15.0% annual, Flat 0 Fees 0 Ins None N/A 28.2% 28.2% 53

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Individual loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 15.00% upfront 61% - 63.9% 81.1% - 86.1% 42
Farmer's Pride Agricultural Loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 15.00% upfront 54% - 56.2% 70.4% - 73.5% 49
Vision Fund Business Community Bank Loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 15.00% upfront 64.6% - 64.8% 88.9% - 89.1% 40
Vision for the Child Education Loan 36.00% annual, Decl Bal 1 Fee 1 Ins Ins None 10.00% upfront 41.1% - 47.7% 60.4% - 72% 55

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
General Loan 0% 0% - 57.5% 0% - 31.7% N/A
Income Generation Loan 0% 31.2% - 31.7% 31.2% - 31.7% N/A
Jeevandhara 0% 28.2% 28.2% N/A
Nirmal 0% 28.2% 28.2% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 17.0% annual, Flat 0 Fees 0 Ins Ins None N/A 0% - 57.5% 0% - 31.7% N/A
Income Generation Loan 17.0% annual, Flat 0 Fees 0 Ins Ins None N/A 31.2% - 31.7% 31.2% - 31.7% 53
Jeevandhara 15.0% annual, Flat 0 Fees 0 Ins Ins None N/A 28.2% 28.2% 53
Nirmal 15.0% annual, Flat 0 Fees 0 Ins Ins None N/A 28.2% 28.2% 53
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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