| Outstanding portfolio (UGX) | UGX 85,302,461 |
| Portfolio (USD) | USD 38,774 |
| Active Clients with Loans | 115 |
| Approximate % Female Clients | 40% - 60% |
| Approximate % Urban Clients | 80% - 100% |
| Individual | x |
| Solidarity group | |
| Village banking | |
| Self help group | |
| Other |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Credit education | x |
| Group meetings | |
| Credit insurance | |
| Workplace visits | |
| Business training | x |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.chaitanyaindia.in/ |
| Year established | 2009 |
| Head of Institution | Anand Rao |
| Regions active | Karnataka |
| # Branches | 10 |
| Total Portfolio (nat'l) | INR 205,228,721 |
| Total Portfolio (USD) | USD 3,872,240.02 |
| Active clients with loans | 21,309 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2D Business Loan | INR 36,000 - 50,000 | 24 - 30 | 80% - 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
| 3D Business Loan | INR 36,000 - 50,000 | 24 - 30 | 80% - 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
| One Year Business Loan | INR 5,000 - 15,000 | 12 | 80% - 100% | 0% - 20% | Business | Women, Could be used in income generating activities. | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2D Business Loan | 25.9% | 27.3% - 27.5% | 29.6% - 30.1% | Yes | Yes | Yes | 100 | |||||||
| 3D Business Loan | 25.9% - 27.3% | 28% - 29.5% | 31.3% - 33% | Yes | Yes | Yes | 99 | |||||||
| One Year Business Loan | 25.8% - 25.9% | 27.5% - 27.7% | 30.1% - 30.5% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2D Business Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 27.3% - 27.5% | 29.6% - 30.1% | 87 | ||||||||
| 3D Business Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 28% - 29.5% | 31.3% - 33% | 81 | ||||||||
| One Year Business Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 27.5% - 27.7% | 30.1% - 30.5% | 85 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
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| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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