2. Parabank
Please note that the information you are viewing is 170 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Mbinga
Please note that the information you are viewing is 128 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Parabank 60 Samed Vurgun strBaku, BakuAZ1022
Data approved: 2012-04-18
Data version: 2
Age of data: 170 months
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Institution

MBINGA COMMUNITY BANK LTD P.O.BOX 290MBINGA, RUVUMA255
Data approved: 2011-12-18
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.parabank.az/
Year established1991
Head of InstitutionVali Guliyev
Regions activeAbsheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-ShirvanKur
# Branches16

Total Portfolio (nat'l)AZN 64,721,000
Total Portfolio (USD)USD 82,975,641.03
Active clients with loans7,573
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established2003
Head of InstitutionSHEDEHWA OPTAT
Regions active0
# Branches1

Total Portfolio (nat'l)TZS 4,600,000,000
Total Portfolio (USD)USD 3,066,666.67
Active clients with loans12,963
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsCOMMUNITY BANK ASSOCIATION (CBA)
FundersFINANCIAL SECTOR DEEPENING, AGRICULTURAL TRUST FUND(AGTF)

Loan Products » Summary

Consumer
6,236 Borrowers
USD 13,669,682.05 Portfolio
Active Product
Group
2,640 Borrowers
USD 2,472,435.90 Portfolio
Active Product
Micro
1,510 Borrowers
USD 21,093,866.67 Portfolio
Active Product

Loan Products » Summary

Salary Loan
267 Borrowers
USD 141,226 Portfolio
Active Product
Small Business Loan
307 Borrowers
USD 1,258,912 Portfolio
Active Product
Solidarity Group Loan
12,389 Borrowers
USD 1,264,050 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumer Loans AZN 1,000 - 20,000 3 - 24 20% - 40% 0% - 20% Any Purpose Women, Men, Have home or land, Salaried worker Credit Educ, Credit Ins
Group Loans AZN 500 - 2,000 3 - 18 20% - 40% 0% - 20% Business Women, Men Credit Educ, Group Mtgs, Credit Ins
Micro Loans AZN 1,000 - 20,000 6 - 18 20% - 40% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Salary Loan TZS 300,000 - 6,000,000 12 60% - 80% 40% - 60%
Small Business Loan TZS 1,000,000 - 45,000,000 3 - 18 20% - 40% 60% - 80%
Solidarity Group Loan TZS 500,000 - 3,500,000 1 - 12 40% - 60% 20% - 40%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumer Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 27.8% - 38.1% 27.8% - 38.1% 77
Group Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 24.3% - 37.7% 24.3% - 37.7% 81
Micro Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 33.9% - 43% 33.9% - 43% 63

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Salary Loan 24.00%-0.00% annual, Flat 1 Fee 1 Ins N/A 48.6% - 48.8% 51.9% - 52.1% 46
Small Business Loan 10.00%-0.00% annual, Flat 3 Fees 1 Ins N/A 49.5% - 49.8% 50.1% - 53.1% 19
Solidarity Group Loan 10.00%-0.00% annual, Flat 2 Fees 1 Ins 55.2% - 103.6% 114% - 169% 7

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumer Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.8% - 38.1% 27.8% - 38.1% 77
Group Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 24.3% - 37.7% 24.3% - 37.7% 81
Micro Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 33.9% - 43% 33.9% - 43% 63

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Salary Loan 24.00%-0.00% annual, Flat 1 Fee 1 Ins Ins N/A 48.6% - 48.8% 51.9% - 52.1% 46
Small Business Loan 10.00%-0.00% annual, Flat 3 Fees 1 Ins Ins N/A 49.5% - 49.8% 50.1% - 53.1% 19
Solidarity Group Loan 10.00%-0.00% annual, Flat 2 Fees 1 Ins Ins 55.2% - 103.6% 114% - 169% 7
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