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Institution
Data approved: 2010-10-28
Data version: 1
Age of data: - months
Key Statistics
Outstanding portfolio (BOB) | BOB 33,390,914 |
Portfolio (USD) | USD 4,874,585.99 |
Active Clients with Loans | 20,978 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 80% - 100% |
Methodology
Individual | |
Solidarity group | |
Village banking | x |
Self help group | |
Other | |
Description
Microcredit sucesico y escalonado concedido a unia agrupacion con garantaa solidario mancomunada e indivisible.
Loan Purpose
Any purpose | |
Income generation | x |
Mortgage/housing | x |
Consumer loan | x |
Agriculture | |
Education | x |
Other household finance | x |
Other | |
Other (2) | |
Included Services
Credit education | |
Group meetings | x |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services | |
Eligibility
Men | |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | Con actividad económica |
Other (2) | |
Portfolio Size by Product
Geographic Coverage
# Regions for this institution | N/A |
# Regions for this product | N/A |
Regions Active | |
Loan Conditions
Loan Amount
Currency | BOB |
Minimum loan size | BOB 100 |
Maximum loan size | 7,000 |
Loan Term and Grace Period
Shortest loan term | 3.0 months |
Longest loan term | 8.0 months |
Approx average | 5.0 months |
Grace Period
Grace period usage | 0 |
Average grace period | 0 |
Repayment Frequency
Daily | |
Weekly | x |
Every 2 weeks | x |
Every 4 weeks | x |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments | |
Pricing Information
Interest
Lowest quoted nominal interest | 0.59% |
Highest quoted nominal interest | 0.59% |
Interest rate period | Weekly |
Interest Rate Calculation Method | Flat |
Subsidized by funder request? | N/A |
Is rate fixed for entire loan term | Yes |
Upfront Fees
This product has no upfront feesOngoing Fees
This product has no ongoing feesUpfront Insurance Fees
This product has no upfront insurance feesOngoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required for | All |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | Yes |
Do borrowers control deposit in their group? | Yes |
Deposit BEFORE or AT Disbursement
% loan amount deposited | 20.00% - N/A |
or, Fixed-amount deposited | 0 |
Deposits DURING period payments
% loan amount deposited | 20.00% - N/A |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit | Access During |
Interest Paid on Deposit
Minimum interest rate paid | 1.00% |
Maximum interest rate paid | 4.00% |
Interest payment frequency | End Term |
Taxes
Are taxes charged on this product? | No |
Additional Comments
Los "Intereses pagaos sobre ahorros" no son pagados directamente por la institucion ya que no estamos autorizados de captar dinero del publico, los intereses generados son fruto de los prestamos al interior de misma banca, los cuales son administrados por las mismas socias.
Full Pricing Data
Credito de Banca Communal samples
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Credito de Banca Communal Price Graphs
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