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EMPRENDER c. Presbítero Medina. Pje. Tal Tal Nº 570. SopocachiLa Paz, La Paz
Data approved: 2010-10-28
Data version: 1
Age of data: 164 months


Bancos de Emprendimiento Bolivianos Product 1 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 10,155,070.37
Portfolio (USD)USD 1,504,454.87
Active Clients with Loans5,755
Approximate % Female Clients80% - 100%
Approximate % Urban Clients60% - 80%
Solidarity group
Village bankingx
Self help group
Los Bancos de Emprendimiento, son créditos destinados a agrupaciones de personas que se asocian por la necesidad e interés en comàºn de contar con un crédito, ahorro y capacitación, para emprender un negocio o desarrollarlo.
Loan Purpose
Any purposex
Income generation
Consumer loan
Other household finance
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurancex
Workplace visits
Business trainingx
Other trainingx
Other (2)Liderazgo
No other services
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherMujeres deben ser alrededor de un 80%
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
Minimum loan sizeBOB 400
Maximum loan size5,000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term10.0 months
Approx average6.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Every 2 weeksx
Every 4 weeksx
Every 2 months
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Lowest quoted nominal interest2.80%
Highest quoted nominal interest3.00%
Reason(s) why interest rate variesLoan Size, Client Risk
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionCargos administrativos por trámite desembolso
% of loan amount - min0
% of loan amount - max2.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?Yes
Ongoing Fees
Fee 1
DescriptionCargos administrativos y Formularios
% of loan amount - min0
% of loan amount - max1.20%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited20.00%
or, Fixed-amount deposited0
Conditions on access to depositAccess During
Interest Paid on Deposit
Minimum interest rate paid1.20%
Maximum interest rate paid1.20%
Interest payment frequencyMonthly
Are taxes charged on this product?No
Additional Comments
Los ahorros internos pueden ser retirados para los préstamos internos a cargos de las socias de la Banca Comunal

Full Pricing Data

Bancos de Emprendimiento Bolivianos samples
Sample 1Sample 2Sample 3
Loan AmountBOB 2,051.28BOB 2,051.28BOB 2,564.10
Loan Cycle (1, 2, 3, etc)112
Disbursement Date2010-06-122010-06-092010-06-24
Loan Term (Months)4.7 months8.0 months5.6 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component62.0%57.9%59.9%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component8.4%7.6%7.7%
Full APR (int fee ins tax dep)70.4%65.6%67.5%
Transparency Index485150
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Bancos de Emprendimiento Bolivianos Price Graphs

Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

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