2. Fortaleza
Please note that the information you are viewing is 124 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fortaleza Fondo Financiero Privado S.A. Av. Arce No, 2799 esq. CorderoLa Paz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.grupofortaleza.com.bo/
Year established2002
Head of InstitutionNelson Hinojosa Jimenez
Regions active0
# Branches7

Total Portfolio (nat'l)BOB 433,295,136
Total Portfolio (USD)USD 63,254,764.38
Active clients with loans11,281
Approximate % female clients20% - 40%
Approximate % urban clients80% - 100%
Network affiliationsASOFIN
Funders

Loan Products » Summary

Anticredito
61 Borrowers
USD 145,373.28 Portfolio
Active Product
Auto Hoy
368 Borrowers
USD 1,631,569.64 Portfolio
Active Product
Dinero Hoy
1,184 Borrowers
USD 2,496,417.66 Portfolio
Active Product
Linea
1,537 Borrowers
USD 9,039,466.13 Portfolio
Active Product
Fortaleza
18 Borrowers
USD 116,788.32 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Anticrédito Hoy BOB 15,000 - 140,000 12 - 60 20% - 40% 80% - 100% Business, Consumer, Activo Fijo Women, Men, Have business, Salaried worker Credit Ins
Auto Hoy BOB 7,000 - 70,000 36 - 84 20% - 40% 80% - 100% Business, Consumer, Activo Fijo Women, Men, Salaried worker Credit Ins
Dinero Hoy BOB 15,000 - 30,000 12 - 48 20% - 40% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker Credit Ins
Linea de Credito Optima BOB 14,000 - 140,000 36 20% - 40% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker Credit Ins, Estado de Línea de Crédito (extracto)

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Anticrédito Hoy 20.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Auto Hoy 22.6% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Dinero Hoy 22.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Linea de Credito Optima 21.6% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Institution Price Graph
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  2. CRECER
Please note that the information you are viewing is 124 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Credito con Educacion Rural Calle Presbítero Medina Nº 2931 (Final-Pasaje Lastra)La Paz13748
Data approved: 2011-10-11
Data version: 2
Age of data: -   months 
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Product

Credito Individual - USD Product 2 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 13,178,320
Portfolio (USD)USD 13,178,320
Active Clients with Loans6,041
Approximate % Female Clients80% - 100%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Préstamos para inversión en negoci o actividad productiva, comprar insumos, herramientas y mercadería, cubrir necesidades urgentes. Se les brinda capacitación que ayudan a mejorar la calidad de vida del (de la ) cliente(a) y su familia
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loan
Agriculture
Educationx
Other household financex
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visits
Business training
Other trainingx
OtherCapacitación en temas de salud, negocios y otros en procura de mejorar la calidad de vida
Other (2)Microseguros sin costo para los clientes (costo es asumido por CRECER)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age groupx
OtherNo deben tener deuda en mora en el sistema financiero (Consulta Central de Riesgos)
Other (2)Experiencia mínima de 1 año en la actividad a financiar y 6 meses de funcionamiento del negocio
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 100
Maximum loan size10,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term60.0 months
Approx average24.0 months
Grace Period
Grace period usage0
Average grace period2.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end payment
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest18.00%
Highest quoted nominal interest24.00%
Reason(s) why interest rate variesLoan Size
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?N/A
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Credito Individual - USD samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountUSD 500USD 1,000USD 2,000USD 4,000USD 8,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2011-08-092011-09-042011-09-112011-09-172011-09-04
Loan Term (Months)12.0 months12.0 months24.0 months36.0 months48.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp         
Interest and Fee Component23.1%25.1%24.5%22.1%20.4%
Insurance Component0.0%0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)23.1%25.1%24.5%22.1%20.4%
Transparency Index7872748188
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Credito Individual - USD Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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