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Institution
Data approved: 2010-10-28
Data version: 1
Age of data: - months
Key Statistics
| Outstanding portfolio (USD) | USD 1,358,175 |
| Portfolio (USD) | USD 1,358,175 |
| Active Clients with Loans | 422 |
| Approximate % Female Clients | 0% - 20% |
| Approximate % Urban Clients | 0% - 20% |
Methodology
| Individual | x |
| Solidarity group | |
| Village banking | |
| Self help group | |
| Other | |
Description
Financiamiento que se otorga a clientes de las cadenas productivas priorizadas por IDEPRO, el cliente entrega en depósito su stock de materia prima y/o bienes, a un almacén o deposito, constituyéndose este en garantía prendaria de la operación.
Loan Purpose
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | capital de operación, inversión y/o pago de servic |
| Other (2) | |
Included Services
| Credit education | |
| Group meetings | |
| Credit insurance | x |
| Workplace visits | |
| Business training | |
| Other training | |
| Other | El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre |
| Other (2) | |
| No other services | |
Eligibility
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | Pertenecen a cadenas productivas priorizadas por IDEPRO |
| Other (2) | |
Portfolio Size by Product
Geographic Coverage
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active | |
Loan Conditions
Loan Amount
| Currency | USD |
| Minimum loan size | USD 500 |
| Maximum loan size | 10,000 |
Loan Term and Grace Period
| Shortest loan term | 10.0 months |
| Longest loan term | 72.0 months |
| Approx average | 41.0 months |
Grace Period
| Grace period usage | 10% |
| Average grace period | 3.0 months |
Repayment Frequency
| Daily | |
| Weekly | |
| Every 2 weeks | |
| Every 4 weeks | |
| Monthly | x |
| Every 2 months | |
| Quarterly | x |
| Every 6 months | |
| Every 12 months | |
| Single end payment | x |
| Irregular payments | x |
Pricing Information
Interest
| Lowest quoted nominal interest | 16.00% |
| Highest quoted nominal interest | 19.00% |
| Reason(s) why interest rate varies | Branch, Time as Client, Loan Size, Collateral, Loan Purpose |
| Interest rate period | Yearly |
| Interest Rate Calculation Method | Decl Bal |
| Subsidized by funder request? | Yes |
| Is rate fixed for entire loan term | No |
Upfront Fees
This product has no upfront feesOngoing Fees
This product has no ongoing feesUpfront Insurance Fees
This product has no upfront insurance feesOngoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
| Required for | Never |
| Criteria | N/A |
| Is deposit indicated on the repayment schedule? | N/A |
| Do borrowers control deposit in their group? | N/A |
Deposit BEFORE or AT Disbursement
| % loan amount deposited | N/A |
| or, Fixed-amount deposited | N/A |
Deposits DURING period payments
| % loan amount deposited | N/A |
| or, Fixed-amount deposited | N/A |
| Conditions on access to deposit | N/A |
Interest Paid on Deposit
| Minimum interest rate paid | N/A |
| Maximum interest rate paid | N/A |
| Interest payment frequency | N/A |
Taxes
| Are taxes charged on this product? | No |
Additional Comments
IDEPRO, cuenta con financiadores entre los cuales se puede mencionar a: BDP, FONDESIF, FUNDAPRO, OIKOCREDIT, etc, algunos de ellos establecen tasa de interes tope para la otorgación de los créditos. \rA nivel institucional el monto maximo que se puede otorgar con este producto es hasta el 1.5% del patrimonio institucional (que equivale a $us 85.)
Full Pricing Data
Prendario Tipo Warrant - Servicios Especializados e Integrados samples
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Prendario Tipo Warrant - Servicios Especializados e Integrados Price Graphs
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