2. HKL
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Sonata Finance
Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Hattha Kaksekar Limited No 606, st 271,Sangkat Phsar Deum Thkouv, Khan ChamkamornPhnom Penh, CambodiaPO Box 855
Data approved: 2013-03-20
Data version: 3
Age of data: 134 months
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Institution

Sonata Finance Private Limited 1/ 1 Rai Bahadur Ram Charan Das Road,Balrampur HouseAllahabad, Uttar Pradesh211002
Data approved: 2010-11-15
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.hkl.com.kh/
Year established1994
Head of InstitutionHout Ieng Tong
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo
# Branches123

Total Portfolio (nat'l)KHR 431,386,000,000
Total Portfolio (USD)USD 109,211,645.60
Active clients with loans74,429
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsCambodia Microfinance Association (CMA)
FundersSIDI and Dr. Dy Davuth, Norfund, Triple Jump, Oiko Credit

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established2006
Head of InstitutionAnup Kumar Singh
Regions active0
# Branches67

Total Portfolio (nat'l)INR 564,467,878
Total Portfolio (USD)USD 12,543,730.62
Active clients with loans85,897
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Loan Products » Summary

Medium
13,784 Borrowers
USD 45,241,769.30 Portfolio
Active Product
Micro
32,872 Borrowers
USD 14,489,013.87 Portfolio
Active Product
Small
26,825 Borrowers
USD 34,112,203.10 Portfolio
Active Product
Large Loans
Retired Product

Loan Products » Summary

Income
85,804 Borrowers
USD 12,505,761.20 Portfolio
Active Product
Individual
93 Borrowers
USD 37,969.42 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Medium Loans USD 2,501 - 10,000 3 - 36 60% - 80% 60% - 80% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group
Micro Loans USD 50 - 1,000 3 - 15 80% - 100% 0% - 20% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group
Small Loans USD 1,001 - 2,500 3 - 24 60% - 80% 0% - 20% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 8,600 - 19,150 5.8 - 11.6 80% - 100% 20% - 40% Business Women Credit Educ, Group Mtgs, Credit Ins
Individual Loan INR 20,000 - 35,000 12 - 24 80% - 100% 0% - 20% Business Women, Men, Have business Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Medium Loans 21.6%-30.0% annual, Decl Bal 0 Fees 0 Ins None N/A 21.4% - 26.5% 21.4% - 26.5% 92
Micro Loans 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 30% - 34.8% 30% - 34.8% 93
Small Loans 22.8%-33.6% annual, Decl Bal 0 Fees 0 Ins None N/A 24.1% - 32.4% 24.1% - 32.4% 82

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0% 35.4% - 37.3% 36.8% - 39.4% N/A
Individual Loan 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 18.0% annual, Flat 2 Fees 0 Ins None N/A 35.4% - 37.3% 36.8% - 39.4% 48
Individual Loan 32.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Medium Loans 21.6%-30.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 21.4% - 26.5% 21.4% - 26.5% 92
Micro Loans 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 30% - 34.8% 30% - 34.8% 93
Small Loans 22.8%-33.6% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 24.1% - 32.4% 24.1% - 32.4% 82

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0% 35.4% - 37.3% 36.8% - 39.4% N/A
Individual Loan 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 18.0% annual, Flat 2 Fees 0 Ins Ins None N/A 35.4% - 37.3% 36.8% - 39.4% 48
Individual Loan 32.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
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% Products with compulsory deposits
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