Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 1994 |
Head of Institution | Hout Ieng Tong |
Regions active | 0 |
# Branches | 16 |
Total Portfolio (nat'l) | N/A |
Total Portfolio (USD) | N/A |
Active clients with loans | 43,322 |
Approximate % female clients | N/A |
Approximate % urban clients | N/A |
Network affiliations | |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | No |
Website address | http://www.kfinance.co.tz/ |
Year established | 2008 |
Head of Institution | Devotha Ntuke Minzi |
Regions active | Dar es Salaam |
# Branches | 0 |
Total Portfolio (nat'l) | TZS 420,040,548 |
Total Portfolio (USD) | USD 264,176.45 |
Active clients with loans | 1,081 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | TAMFI, Business Network International |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Large Loans | USD 10,001 - 30,000 | 0 | 80% - 100% | 60% - 80% | Business, Housing, Consumer, Education, Other | |||||||||
Medium Loans | USD 2,501 - 10,000 | 0 | 60% - 80% | 60% - 80% | Business, Housing, Consumer, Education, Other | |||||||||
Micro Loans | USD 50 - 1,000 | 0 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education, Other | |||||||||
Small Loans | USD 1,001 - 2,500 | 0 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education, Other |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | TZS 1,000,000 - 30,000,000 | 1 - 12 | 60% - 80% | 80% - 100% | Business, Consumer, Education, Other | Women, Men, Have business, Age limit between 18 to 60 | Credit Educ, Group Mtgs, Credit Ins | |||||||
Group Loan (Jikw Amue) | TZS 100,000 - 1,100,000 | 6 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Large Loans | 1.8% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00 upfront 10.00 ongoing | 19.4% | 19.5% - 19.8% | -1 | ||||||||
Medium Loans | 2.0%-2.8% annual, Decl Bal | 0 Fees | 0 Ins | None | 5.00 upfront 5.00 ongoing | 23.7% | 24.4% - 24.6% | -1 | ||||||||
Micro Loans | 3.0%-3.5% annual, Decl Bal | 0 Fees | 0 Ins | None | 1.00 upfront 1.00 ongoing | 35.1% - 35.2% | 35.9% - 42.8% | -1 | ||||||||
Small Loans | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.00 upfront 3.00 ongoing | 27.9% | 28.6% - 29.1% | -1 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 60.00% annual, Flat | 1 Fee | 1 Ins | None | N/A | 97.3% - 102.6% | 99.5% - 106.5% | 58 | ||||||||
Group Loan (Jikw Amue) | 48.00% annual, Flat | 2 Fees | 1 Ins | None | 20.00% upfront | 93.6% - 116.5% | 147% - 233.9% | 26 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Large Loans | 1.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.00 upfront 10.00 ongoing | 19.4% | 19.5% - 19.8% | -1 | ||||||||
Medium Loans | 2.0%-2.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 5.00 upfront 5.00 ongoing | 23.7% | 24.4% - 24.6% | -1 | ||||||||
Micro Loans | 3.0%-3.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 1.00 upfront 1.00 ongoing | 35.1% - 35.2% | 35.9% - 42.8% | -1 | ||||||||
Small Loans | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.00 upfront 3.00 ongoing | 27.9% | 28.6% - 29.1% | -1 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 60.00% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 97.3% - 102.6% | 99.5% - 106.5% | 58 | ||||||||
Group Loan (Jikw Amue) | 48.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.00% upfront | 93.6% - 116.5% | 147% - 233.9% | 26 |
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